🏦Bank Scorer

CAPITAL BANK, NATIONAL ASSOCIATION

ROCKVILLE, MD · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1999FDIC #35,278
Outstanding Same

Current rating · Exam: April 2024

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.16%

Institution Profile

FDIC BankFind

Address

2275 Research Blvd, ROCKVILLE, MD

County

Montgomery County

Established

December 14, 1999

Total Assets

$3.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 30, 2024

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Apr 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.8B

Total Deposits

$3.3B

Net Loans

$3.0B

Net Income

$11M

ROA

1.16%

ROE

12.56%

Risk-Based Capital

12.52%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

8

Branch Deposits

$3.0B

1-Year Change

+3

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — dating back to 2003

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/30e62f0b-6979-4346-9fb2-a0ebdfb349f6"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: