Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$3.8B
Total Deposits
$3.3B
Net Loans
$3.0B
Net Income
$11M
ROA
1.16%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.56%
Risk-Based Capital
12.52%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 918 | 66.23% | 3.92% |
| 2022 | 1,120 | 69.64% | 4.20% |
| 2021 | 3,520 | 76.59% | 2.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Outstanding | Intermediate Small Bank |
| Mar 2021 | Outstanding | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2003
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Total Branches
8
Branch Deposits
$3.0B
1-Year Change
+3
5-year net change: +2 branches
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