QUEENSTOWN, MD · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$730M
Total Deposits
$650M
Net Loans
$456M
Net Income
$1M
ROA
0.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.86%
Risk-Based Capital
19.82%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 80 | 72.5% | 7.50% |
| 2023 | 113 | 82.3% | 5.31% |
| 2022 | 174 | 74.71% | 9.77% |
| 2021 | 144 | 73.61% | 8.33% |
| 2020 | 199 | 71.36% | 10.05% |
| 2019 | 191 | 71.73% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| May 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
9
Branch Deposits
$623M
1-Year Change
0
5-year net change: +1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-queenstown-bank-of-maryland" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 133 | 78.2% | 12.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red