ACT 1ST
Lavale, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
12,048
Net Worth Ratio
7.78%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$150.3M
Peer Group 5
Members
12,048
as of latest quarter
Net Worth Ratio
7.78%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$150.3M
Total Shares
$138.2M
Total Loans
$106.3M
Net Worth Ratio
7.78%
≥7% = Well Capitalized
Members
12,048
Delinquency Rate (60d+)
0.47%
$497K
Loan-to-share ratio: 76.9%· healthy range 60–80%
Branch Locations
NCUAACT 1st Federal Credit Union - LaVale
14316 National Hwy SW, LaVale, MD, 21502
Lobby: Mon - Fri: 9:00 am to 5:00 pm Saturday: 9:00 am to 1:00 pm Drive-Thru: Mon-Thurs: 9:00am to 5:00pm Friday: 9;00 am to 6:00 pm Saturday 9:00 am to 1:00 pm
Messick
11905 Messick Rd SE, Cumberland, MD, 21502-8714
Lobby: Monday - Friday: 9:00 am to 5:00 pm Saturday: Closed Drive-Thru: Monday - Friday: 9:00 am to 5:00 pm Saturday: Closed
Romney
555 W Main St, Romney, WV, 26757-1532
Lobby: Monday -Friday: 9:00 am to 5:00 pm Drive-Up: Monday - Friday: 9:00 am to 5:00 pm Saturday: 9:00 am to 1:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/act-1st" target="_blank" rel="noopener">View ACT 1ST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.