Laurel, MD · Federal Credit Union · Chartered in MD
Who can join
Community — open geographic area
Members
218,540
Net Worth Ratio
13.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.00B
Total Shares
$4.32B
Total Loans
$3.71B
Net Worth Ratio
13.99%
≥7% = Well Capitalized
Members
218,540
Delinquency Rate (60d+)
0.23%
$8.4M
Loan-to-share ratio: 85.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 6,245 | 3,434 | 2,057 | 55.0% | 32.9% |
| 2022 | 7,535 | 4,390 | 1,904 | 58.3% | 25.3% |
| 2021 | 7,803 | 4,787 | 1,515 | 61.4% | 19.4% |
No CFPB complaint data available for this credit union.
Laurel Headquarters
7901 Sandy Spring Rd, Laurel, MD, 20707
M-F 8:00 am to 4:30pm
Arundel Mills Branch
7065 Arundel Mills Blvd, Hanover, MD, 21076
M-TH 9:00am -5:00pm F 9:00am - 6:00pm Sat 9:00am - 1:00pm
FANX Branch
840 Elkridge Landing Rd, Linthicum, MD, 21090
M-F 8:00am-3:30pm
Laurel Branch
7901 Sandy Spring Rd, Laurel, MD, 20707
M-Th 9:00am - 5:00pm Fri 9:00am - 6:00pm Sat 9:00am - 1:00pm
Ellicott City
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
M-Th 9-5Fri 9-6Sat 9-1
Pasadena Branch-Ritchie Hwy
8146 Ritchie Hwy, Pasadena, MD, 21122
Mon - Thurs 9-5Fri 9-6Sat 9-1
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<a href="https://bankscorer.com/credit-union/tower" target="_blank" rel="noopener">View TOWER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Owings Mills Branch
9207 Lakeside Blvd, Owings Mills, MD, 21117
Mon-Thurs 9-5 Fri 9-6 Sat 9-1
Gambrills Branch
1077 State Route 3 N, Gambrills, MD, 21054-1722
M-Th 9-5 Fri 9-6 Sat 9-1
Millersville Branch
231 Najoles Rd, Millersville, MD, 21108
Mon - Thur 9-5 Fri 9-6 Sat 9-1
Snowden Branch
9021 Snowden Square Dr, Columbia, MD, 21046
Monday-Thursday 9-5Friday 9-6 Saturday 9-1
7 more locations not shown.