🏦Bank Scorer

TOWER

Laurel, MD · Federal Credit Union · Chartered in MD

Well Capitalized

Who can join

Community — open geographic area

Charter #8333Est. 1953RSSD: 498586

Members

218,540

Net Worth Ratio

13.99%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.00B

Peer Group 6

Members

218,540

as of latest quarter

Net Worth Ratio

13.99%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1280, Laurel, MD 20725

Chartered

1953

Branch Locations

17 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.00B

Total Shares

$4.32B

Total Loans

$3.71B

Net Worth Ratio

13.99%

≥7% = Well Capitalized

Members

218,540

Delinquency Rate (60d+)

0.23%

$8.4M

Loan-to-share ratio: 85.8%· healthy range 60–80%

Branch Locations

NCUA

Laurel Headquarters

7901 Sandy Spring Rd, Laurel, MD, 20707

M-F 8:00 am to 4:30pm

Main

Arundel Mills Branch

7065 Arundel Mills Blvd, Hanover, MD, 21076

M-TH 9:00am -5:00pm F 9:00am - 6:00pm Sat 9:00am - 1:00pm

ATMDrive-thru

FANX Branch

840 Elkridge Landing Rd, Linthicum, MD, 21090

M-F 8:00am-3:30pm

ATM

Laurel Branch

7901 Sandy Spring Rd, Laurel, MD, 20707

M-Th 9:00am - 5:00pm Fri 9:00am - 6:00pm Sat 9:00am - 1:00pm

ATMDrive-thru

Ellicott City

9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042

M-Th 9-5Fri 9-6Sat 9-1

ATM

Pasadena Branch-Ritchie Hwy

8146 Ritchie Hwy, Pasadena, MD, 21122

Mon - Thurs 9-5Fri 9-6Sat 9-1

ATMDrive-thru

Owings Mills Branch

9207 Lakeside Blvd, Owings Mills, MD, 21117

Mon-Thurs 9-5 Fri 9-6 Sat 9-1

ATM

Gambrills Branch

1077 State Route 3 N, Gambrills, MD, 21054-1722

M-Th 9-5 Fri 9-6 Sat 9-1

ATMDrive-thru

Millersville Branch

231 Najoles Rd, Millersville, MD, 21108

Mon - Thur 9-5 Fri 9-6 Sat 9-1

ATMDrive-thru

Snowden Branch

9021 Snowden Square Dr, Columbia, MD, 21046

Monday-Thursday 9-5Friday 9-6 Saturday 9-1

ATMDrive-thru

7 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.