Cumberland, MD · Federal Credit Union · Chartered in MD
Who can join
Multiple select employee groups
Members
33,968
Net Worth Ratio
13.57%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$433.2M
Total Shares
$372.8M
Total Loans
$222.3M
Net Worth Ratio
13.57%
≥7% = Well Capitalized
Members
33,968
Delinquency Rate (60d+)
0.54%
$1.2M
Loan-to-share ratio: 59.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 147 | 121 | 12 | 82.3% | 8.2% |
| 2022 | 275 | 221 | 23 | 80.4% | 8.4% |
| 2021 | 337 | 294 | 10 | 87.2% | 3.0% |
No CFPB complaint data available for this credit union.
Commerce Drive
15 Commerce Dr, Cumberland, MD, 21502
Lobby 9am- 4:30pm Monday - FridaySaturday 9:00am-12:30pmDrive Thru8:00am-6:00pm Monday - FridaySaturday 8:00am-12:30pm
LaVale Office
1308 National Hwy, LaVale, MD, 21502
Lobby Monday - Friday 9:00am - 6:00pm, Saturday 9:00am - 12:30pm. Drive Thru Monday - Friday 8:00 am - 6:00 pm, Saturday 8:00am
WMHS
12501 Willowbrook Rd, Cumberland, MD, 21502
Mon/Tues/Wed/Thurs/Fri 9:00 am - 4:30 pm
Keyser
1015 Florida Ave, Keyser, WV, 26726
Mon - Fri Drive Thru 8:00 am - 6:00 pm Mon - Thurs Lobby 9:00 am - 4:30 pm Friday Lobby 9:00 am - 6:00 pm Saturday Drive Thru
Grafton
400 N Pike St, Grafton, WV, 26354
Mon - Fri Lobby 9:00 am - 4:30 pm Mon - Fri Drive Thru 8:00 am - 6:00 pm Saturday Drive Thru 8:00 am - 12:30 pm Saturday Lobb
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<a href="https://bankscorer.com/credit-union/chessie" target="_blank" rel="noopener">View CHESSIE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Frostburg
100 Bishop Murphy Dr, Frostburg, MD, 21532-1328
Monday-Wednesday 9:00 - 5:00Thursday-Friday 9:00 - 6:00Saturday 9:00 - 12:30
Greene Street
321 Greene St, Cumberland, MD, 21502-2871
9:00 - 5:00 M-W 9:00-6:00 Th-F 9:00-12:30 Sat
Drive Thru
122 W Union St, Cumberland, MD, 21502
Monday - Friday 8:00 am - 6:00 pm Saturday 8:00 am - 12:30 pm
Messick Road
12401 Messick Road SE, Cumberland, MD, 21502
8:00-6:00 M-F 8:00-12:30 Saturday