🏦Bank Scorer

CHESSIE

Cumberland, MD · Federal Credit Union · Chartered in MD

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #5636Est. 1948RSSD: 625775

Members

33,968

Net Worth Ratio

13.57%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$433.2M

Peer Group 5

Members

33,968

as of latest quarter

Net Worth Ratio

13.57%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 689, Cumberland, MD 21502

Chartered

1948

Branch Locations

9 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$433.2M

Total Shares

$372.8M

Total Loans

$222.3M

Net Worth Ratio

13.57%

≥7% = Well Capitalized

Members

33,968

Delinquency Rate (60d+)

0.54%

$1.2M

Loan-to-share ratio: 59.6%· healthy range 60–80%

Branch Locations

NCUA

Commerce Drive

15 Commerce Dr, Cumberland, MD, 21502

Lobby 9am- 4:30pm Monday - FridaySaturday 9:00am-12:30pmDrive Thru8:00am-6:00pm Monday - FridaySaturday 8:00am-12:30pm

MainATMDrive-thru

LaVale Office

1308 National Hwy, LaVale, MD, 21502

Lobby Monday - Friday 9:00am - 6:00pm, Saturday 9:00am - 12:30pm. Drive Thru Monday - Friday 8:00 am - 6:00 pm, Saturday 8:00am

ATMDrive-thru

WMHS

12501 Willowbrook Rd, Cumberland, MD, 21502

Mon/Tues/Wed/Thurs/Fri 9:00 am - 4:30 pm

ATM

Keyser

1015 Florida Ave, Keyser, WV, 26726

Mon - Fri Drive Thru 8:00 am - 6:00 pm Mon - Thurs Lobby 9:00 am - 4:30 pm Friday Lobby 9:00 am - 6:00 pm Saturday Drive Thru

ATMDrive-thru

Grafton

400 N Pike St, Grafton, WV, 26354

Mon - Fri Lobby 9:00 am - 4:30 pm Mon - Fri Drive Thru 8:00 am - 6:00 pm Saturday Drive Thru 8:00 am - 12:30 pm Saturday Lobb

Drive-thru

Frostburg

100 Bishop Murphy Dr, Frostburg, MD, 21532-1328

Monday-Wednesday 9:00 - 5:00Thursday-Friday 9:00 - 6:00Saturday 9:00 - 12:30

ATMDrive-thru

Greene Street

321 Greene St, Cumberland, MD, 21502-2871

9:00 - 5:00 M-W 9:00-6:00 Th-F 9:00-12:30 Sat

ATMDrive-thru

Drive Thru

122 W Union St, Cumberland, MD, 21502

Monday - Friday 8:00 am - 6:00 pm Saturday 8:00 am - 12:30 pm

ATMDrive-thru

Messick Road

12401 Messick Road SE, Cumberland, MD, 21502

8:00-6:00 M-F 8:00-12:30 Saturday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.