MID-ATLANTIC
Germantown, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
17,696
Net Worth Ratio
10.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$448.4M
Peer Group 5
Members
17,696
as of latest quarter
Net Worth Ratio
10.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$448.4M
Total Shares
$393.5M
Total Loans
$313.3M
Net Worth Ratio
10.89%
≥7% = Well Capitalized
Members
17,696
Delinquency Rate (60d+)
0.68%
$2.1M
Loan-to-share ratio: 79.6%· healthy range 60–80%
Branch Locations
NCUAGermantown
12820 Wisteria Dr, Germantown, MD, 20874-2627
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Gaithersburg
555 Quince Orchard Rd, Gaithersburg, MD, 20878
Monday - Friday: 9:00 A.M - 5:00 P.M.
Silver Spring
10157 New Hampshire Ave, Silver Spring, MD, 20903
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Gaithersburg Inside ATM
555 Quince Orchard Rd, Gaithersburg, MD, 20878-1437
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mid-atlantic" target="_blank" rel="noopener">View MID-ATLANTIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.