🏦Bank Scorer

MID-ATLANTIC

Germantown, MD · Federal Credit Union · Chartered in MD

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #18716Est. 1968RSSD: 767787

Members

17,696

Net Worth Ratio

10.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$448.4M

Peer Group 5

Members

17,696

as of latest quarter

Net Worth Ratio

10.89%

Well Capitalized

Institution Profile

NCUA

Address

12820 Wisteria Dr, Germantown, MD 20874-2627

Chartered

1968

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$448.4M

Total Shares

$393.5M

Total Loans

$313.3M

Net Worth Ratio

10.89%

≥7% = Well Capitalized

Members

17,696

Delinquency Rate (60d+)

0.68%

$2.1M

Loan-to-share ratio: 79.6%· healthy range 60–80%

Branch Locations

NCUA

Germantown

12820 Wisteria Dr, Germantown, MD, 20874-2627

Monday - Friday: 9:00 A.M. - 5:00 P.M.

MainATMDrive-thru

Gaithersburg

555 Quince Orchard Rd, Gaithersburg, MD, 20878

Monday - Friday: 9:00 A.M - 5:00 P.M.

ATM

Silver Spring

10157 New Hampshire Ave, Silver Spring, MD, 20903

Monday - Friday: 9:00 A.M. - 5:00 P.M.

ATM

Gaithersburg Inside ATM

555 Quince Orchard Rd, Gaithersburg, MD, 20878-1437

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.