Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$997M
Net Loans
$941M
Net Income
$3M
ROA
1.13%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.53%
Risk-Based Capital
13.16%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 98 | 87.76% | 3.06% |
| 2023 | 147 | 85.03% | 3.40% |
| 2022 | 238 | 94.12% | 0.00% |
| 2021 | 164 | 85.37% | 4.27% |
| 2020 | 158 | 73.42% | 10.76% |
| 2019 | 99 | 80.81% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| May 2020 | Satisfactory | Intermediate Small Bank |
| Jul 2017 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$979M
1-Year Change
+1
5-year net change: +1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/middletown-valley-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 126 | 81.75% | 3.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red