Laurel, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
31,150
Net Worth Ratio
11.54%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$709.5M
Total Shares
$628.8M
Total Loans
$466.1M
Net Income
$681K
Net Worth Ratio
11.54%
≥7% = Well Capitalized
Members
31,150
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.37%
$1.7M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 418 | 311 | 57 | 74.4% | 13.6% |
| 2022 | 381 | 308 | 35 | 80.8% | 9.2% |
| 2021 | 147 | 126 | 8 | 85.7% | 5.4% |
No CFPB complaint data available for this credit union.
Main Office
11050 Johns Hopkins Rd, Laurel, MD, 20723
Monday - Friday Lobby 8:30am - 4:30pm Monday - Friday Drive Thru 8:00am - 6:00pm Saturday - Drive Thru & Lobby 9:00am - 12:00p
Campus
11100 Johns Hopkins Rd, Laurel, MD, 20723
Monday - Friday Lobby 8:30am - 4:30pm
McGaw
8870 McGaw Rd, Columbia, MD, 21045
Monday - Friday Lobby 8:30am - 4:30pm Monday - Friday Drive Thru 8:00am - 6:00pm Saturday Lobby & Drive Thru 9:00am - 12:00pm
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<a href="https://bankscorer.com/credit-union/apl" target="_blank" rel="noopener">View APL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 74.1%· healthy range 60–80%