Germantown, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
13,920
Net Worth Ratio
11.83%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$249.8M
Total Shares
$195.8M
Total Loans
$189.6M
Net Worth Ratio
11.83%
≥7% = Well Capitalized
Members
13,920
Delinquency Rate (60d+)
0.91%
$1.7M
Loan-to-share ratio: 96.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 113 | 55 | 18 | 48.7% | 15.9% |
| 2022 | 77 | 46 | 5 | 59.7% | 6.5% |
| 2021 | 27 | 12 | 6 | 44.4% | 22.2% |
No CFPB complaint data available for this credit union.
SkyPoint FCU HQ and Branch
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
8:00 AM TO 5:00 PM
SkyPoint FCU Rockville Branch
20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD, 20850
8:00 AM TO 5:00 PM
SkyPoint FCU Silver Spring Branch
8380 Colesville Rd Ste 201, Silver Spring, MD, 20910
8:00 AM to 5:00 PM Monday to Friday9:00 AM to 1:00 PM Saturday
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<a href="https://bankscorer.com/credit-union/skypoint" target="_blank" rel="noopener">View SKYPOINT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.