Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$732M
Total Deposits
$654M
Net Loans
$553M
Net Income
$2M
ROA
0.99%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.06%
Risk-Based Capital
14.59%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 59 | 50.85% | 33.90% |
| 2023 | 121 | 64.46% | 25.62% |
| 2022 | 185 | 70.27% | 18.38% |
| 2021 | 112 | 70.54% | 20.54% |
| 2020 | 164 | 75.61% | 20.73% |
| 2019 | 133 | 60.9% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Aug 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2004
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Total Branches
9
Branch Deposits
$655M
1-Year Change
0
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Preview:
| 2018 | 96 | 65.63% | 26.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red