Cumberland, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
34,621
Net Worth Ratio
13.46%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$659.9M
Total Shares
$557.6M
Total Loans
$471.4M
Net Income
$1.9M
Net Worth Ratio
13.46%
≥7% = Well Capitalized
Members
34,621
Return on Assets
0.29%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.19%
$889K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 440 | 372 | 23 | 84.5% | 5.2% |
| 2022 | 494 | 416 | 19 | 84.2% | 3.9% |
| 2021 | 698 | 567 | 26 | 81.2% | 3.7% |
No CFPB complaint data available for this credit union.
Downtown
153 BALTIMORE ST, CUMBERLAND, MD, 21502
M-F 9am-5pm
Grantsville
12497 NATIONAL PIKE, GRANTSVILLE, MD, 21536
M-F 8am-6pm Sat. 8am-3pm
Lonaconing
29 MAIN ST, LONACONING, MD, 21539-1122
M-F 8am-6pm Sat. 8am-3pm
Cresaptown
15304 MCMULLEN HWY SW, CRESAPTOWN, MD, 21502-5618
M-F 8am-6pm Sat. 8am-3pm
Meyersdale
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552-6929
M-F 8am-6pm Sat. 8am-3pm
Administrative Center
15200 McMullen Hwy SW, Cresaptown, MD, 21502-5788
M-F 8am-5pm by appointment
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<a href="https://bankscorer.com/credit-union/first-peoples-community" target="_blank" rel="noopener">View FIRST PEOPLES COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 84.5%· healthy range 60–80%
Industrial Boulevard
12505 Evitts Creek Dr SE, Cumberland, MD, 21502
8:00 am to 6:00 pm weekdays8:00 am to 3:00 pm saturdays
Short Gap
3143 Frankfort Hwy, Ridgeley, WV, 26753-8707
M-F 8am-6pm Sat 8am-3pm
Keyser
71 Plaza Dr, Keyser, WV, 26726
M-F 8am-6pm Sat 8am-3pm
Frostburg
17610 OLD NATIONAL PIKE SW, FROSTBURG, MD, 21532-3467
M-F 8am-6pm Sat. 8am-3pm
11 more locations not shown.