Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Current Rating Distribution
Outstanding
94
9.4%
Satisfactory
879
87.9%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
LIBERTY SAVINGS ASSOCIATION
HOUSTON · OTS · Dec 1997
SatisfactoryFIRST FEDERAL COMMUNITY BANK
PARIS · OTS · Feb 2008
SatisfactoryJACKSONVILLE SAVINGS BANK, SSB
JACKSONVILLE · OTS · Jan 1997
SatisfactoryFIRST STAR BANK, S.S.B.
BREMOND · FDIC · Jul 2012
SatisfactoryCITIZENS STATE BANK OF DALHART
DALHART · FDIC · Nov 1993
SatisfactoryTHE BANK AND TRUST, S.S.B.
DEL RIO · FDIC · Mar 2012
SatisfactoryGUARANTY BANK & TRUST COMPANY
GATESVILLE · FDIC · May 1999
SatisfactoryCOMMUNITY STATE BANK
HOUSTON · FDIC · Jul 2002
SatisfactoryTHE FIRST STATE BANK
HUNTSVILLE · FDIC · Apr 2010
SatisfactoryARROWHEAD BANK
LLANO · FDIC · Jan 2026
SatisfactoryFIRST STATE BANK
LORAINE · FDIC · Sep 1992
SatisfactoryFARMERS STATE BANK OF MADISONVILLE, TEXAS
MADISONVILLE · FDIC · Nov 1990
Needs to ImproveGUARANTY BOND BANK
MOUNT PLEASANT · FDIC · May 2011
SatisfactoryCORNERSTONE CAPITAL BANK, SSB
HOUSTON · FDIC · Jan 2026
SatisfactoryAUSTIN BANK, RUSK, TEXAS
RUSK · FDIC · Oct 1998
SatisfactoryCOMMERCIAL STATE BANK
SINTON · FDIC · Aug 2004
SatisfactoryFIRST STATE BANK
SPEARMAN · FDIC · Jan 2025
SatisfactoryHERITAGE BANK
WHARTON · FDIC · Jul 2000
SatisfactoryDILLEY STATE BANK
DILLEY · FDIC · Dec 2018
SatisfactoryBOSQUE COUNTY BANK OF MERIDIAN
MERIDIAN · FDIC · Mar 2002
SatisfactoryCROSBY STATE BANK
CROSBY · FDIC · Aug 2006
SatisfactoryCOMERICA BANK - TEXAS
DALLAS · FDIC · Mar 2000
SatisfactorySECURITY STATE BANK
PEARSALL · FDIC · Mar 2024
SatisfactoryCITIZENS 1ST BANK
TYLER · FDIC · Nov 2012
SatisfactoryWESTERN BANK
LUBBOCK · FDIC · Dec 2025
SatisfactoryCUERO STATE BANK, S.S.B.
CUERO · OTS · Mar 1997
SatisfactoryNORWEST BANK TEXAS, WACO, N.A.
WACO · OCC · Jun 1995
SatisfactoryFORT BEND FS & LA
ROSENBERG · OTS · Apr 1998
SatisfactoryFIRST BANK AND TRUST
CLEVELAND · FDIC · Mar 1996
SatisfactoryCOMMERCIAL STATE BANK
EL CAMPO · FDIC · May 2014
SatisfactorySTATE BANK OF KINGSVILLE
KINGSVILLE · FDIC · Nov 1998
SatisfactoryFIRST STATE BANK
NEW BRAUNFELS · FDIC · Jan 2008
SatisfactoryFIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD
WEATHERFORD · OCC · Nov 2023
SatisfactorySTATE NATIONAL BANK
EL PASO · OCC · Dec 1994
OutstandingMINEOLA COMMUNITY BANK, SSB
MINEOLA · OTS · Jan 1996
SatisfactoryTHE CITIZENS NATIONAL BANK
WEATHERFORD · OCC · Dec 1994
SatisfactoryBANK OF EAST TEXAS
LUFKIN · OTS · Aug 1994
SatisfactoryFIRST CITY, TEXAS
SAN ANGELO · OCC · Mar 1991
SatisfactoryCOMMUNITY BANK OF CENTRAL TEXAS, SSB
SMITHVILLE · OTS · Aug 1995
SatisfactoryINDEPENDENT BANK
MCKINNEY · FDIC · Dec 2023
SatisfactoryFIRST BANK TEXAS, SSB
BAIRD · FDIC · Nov 2015
SatisfactoryVINTAGE BANK
WAXAHACHIE · FDIC · Mar 2014
SatisfactoryFNB OF BONHAM
BONHAM · OCC · Nov 1990
SatisfactoryGRAHAM S & LA, FA
GRAHAM · OTS · Aug 2010
SatisfactoryFIRST TEXAS BANK
BELTON · FDIC · Feb 2005
SatisfactoryDALHART FS & LA
DALHART · OTS · Jun 2009
SatisfactoryTERRELL FS & LA
TERRELL · OTS · Apr 1999
SatisfactoryFIRST NATIONAL BANK
MARSHALL · OCC · Sep 1997
SatisfactoryFIRST FSB OF NORTH TEXAS
DENTON · OTS · Feb 1997
SatisfactoryFIRST BANK
BURKBURNETT · FDIC · Sep 2023
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| LIBERTY SAVINGS ASSOCIATION | HOUSTON | OTS | Dec 1997 | Satisfactory |
| FIRST FEDERAL COMMUNITY BANK | PARIS | OTS | Feb 2008 | Satisfactory |
| JACKSONVILLE SAVINGS BANK, SSB | JACKSONVILLE | OTS | Jan 1997 | Satisfactory |
| FIRST STAR BANK, S.S.B. | BREMOND | FDIC | Jul 2012 | Satisfactory |
| CITIZENS STATE BANK OF DALHART | DALHART | FDIC | Nov 1993 | Satisfactory |
| THE BANK AND TRUST, S.S.B. | DEL RIO | FDIC | Mar 2012 | Satisfactory |
| GUARANTY BANK & TRUST COMPANY | GATESVILLE | FDIC | May 1999 | Satisfactory |
| COMMUNITY STATE BANK | HOUSTON | FDIC | Jul 2002 | Satisfactory |
| THE FIRST STATE BANK | HUNTSVILLE | FDIC | Apr 2010 | Satisfactory |
| ARROWHEAD BANK | LLANO | FDIC | Jan 2026 | Satisfactory |
| FIRST STATE BANK | LORAINE | FDIC | Sep 1992 | Satisfactory |
| FARMERS STATE BANK OF MADISONVILLE, TEXAS | MADISONVILLE | FDIC | Nov 1990 | Needs to Improve |
| GUARANTY BOND BANK | MOUNT PLEASANT | FDIC | May 2011 | Satisfactory |
| CORNERSTONE CAPITAL BANK, SSB | HOUSTON | FDIC | Jan 2026 | Satisfactory |
| AUSTIN BANK, RUSK, TEXAS | RUSK | FDIC | Oct 1998 | Satisfactory |
| COMMERCIAL STATE BANK | SINTON | FDIC | Aug 2004 | Satisfactory |
| FIRST STATE BANK | SPEARMAN | FDIC | Jan 2025 | Satisfactory |
| HERITAGE BANK | WHARTON | FDIC | Jul 2000 | Satisfactory |
| DILLEY STATE BANK | DILLEY | FDIC | Dec 2018 | Satisfactory |
| BOSQUE COUNTY BANK OF MERIDIAN | MERIDIAN | FDIC | Mar 2002 | Satisfactory |
| CROSBY STATE BANK | CROSBY | FDIC | Aug 2006 | Satisfactory |
| COMERICA BANK - TEXAS | DALLAS | FDIC | Mar 2000 | Satisfactory |
| SECURITY STATE BANK | PEARSALL | FDIC | Mar 2024 | Satisfactory |
| CITIZENS 1ST BANK | TYLER | FDIC | Nov 2012 | Satisfactory |
| WESTERN BANK | LUBBOCK | FDIC | Dec 2025 | Satisfactory |
| CUERO STATE BANK, S.S.B. | CUERO | OTS | Mar 1997 | Satisfactory |
| NORWEST BANK TEXAS, WACO, N.A. | WACO | OCC | Jun 1995 | Satisfactory |
| FORT BEND FS & LA | ROSENBERG | OTS | Apr 1998 | Satisfactory |
| FIRST BANK AND TRUST | CLEVELAND | FDIC | Mar 1996 | Satisfactory |
| COMMERCIAL STATE BANK | EL CAMPO | FDIC | May 2014 | Satisfactory |
| STATE BANK OF KINGSVILLE | KINGSVILLE | FDIC | Nov 1998 | Satisfactory |
| FIRST STATE BANK | NEW BRAUNFELS | FDIC | Jan 2008 | Satisfactory |
| FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD | WEATHERFORD | OCC | Nov 2023 | Satisfactory |
| STATE NATIONAL BANK | EL PASO | OCC | Dec 1994 | Outstanding |
| MINEOLA COMMUNITY BANK, SSB | MINEOLA | OTS | Jan 1996 | Satisfactory |
| THE CITIZENS NATIONAL BANK | WEATHERFORD | OCC | Dec 1994 | Satisfactory |
| BANK OF EAST TEXAS | LUFKIN | OTS | Aug 1994 | Satisfactory |
| FIRST CITY, TEXAS | SAN ANGELO | OCC | Mar 1991 | Satisfactory |
| COMMUNITY BANK OF CENTRAL TEXAS, SSB | SMITHVILLE | OTS | Aug 1995 | Satisfactory |
| INDEPENDENT BANK | MCKINNEY | FDIC | Dec 2023 | Satisfactory |
| FIRST BANK TEXAS, SSB | BAIRD | FDIC | Nov 2015 | Satisfactory |
| VINTAGE BANK | WAXAHACHIE | FDIC | Mar 2014 | Satisfactory |
| FNB OF BONHAM | BONHAM | OCC | Nov 1990 | Satisfactory |
| GRAHAM S & LA, FA | GRAHAM | OTS | Aug 2010 | Satisfactory |
| FIRST TEXAS BANK | BELTON | FDIC | Feb 2005 | Satisfactory |
| DALHART FS & LA | DALHART | OTS | Jun 2009 | Satisfactory |
| TERRELL FS & LA | TERRELL | OTS | Apr 1999 | Satisfactory |
| FIRST NATIONAL BANK | MARSHALL | OCC | Sep 1997 | Satisfactory |
| FIRST FSB OF NORTH TEXAS | DENTON | OTS | Feb 1997 | Satisfactory |
| FIRST BANK | BURKBURNETT | FDIC | Sep 2023 | Satisfactory |