El Paso, TX · Federal Credit Union · Chartered in TX
Who can join
Occupational / select employee group
Members
79,277
Net Worth Ratio
9.97%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.09B
Total Shares
$857.1M
Total Loans
$844.5M
Net Income
$2.8M
Net Worth Ratio
9.97%
≥7% = Well Capitalized
Members
79,277
Return on Assets
0.25%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.55%
$4.6M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 235 | 140 | 31 | 59.6% | 13.2% |
No CFPB complaint data available for this credit union.
Rojas
12020 Rojas Dr, El Paso, TX, 79936
9:00 - 5:30 (9:00 - 12:00 Saturday)
Kenworthy
9835 Kenworthy St, El Paso, TX, 79924
9:00 - 5:30 (9:00 - 12:00 Saturday)
Village Court
100 Village Ct, El Paso, TX, 79922
9:00 - 5:30 (9:00 - 12:00 Saturday)
Lomaland
975 Lomaland Dr, El Paso, TX, 79907
9:00 - 5:30 (9:00 - 12:00 Saturday)
Joe Battle
3600 Joe Battle Blvd, El Paso, TX, 79938
9:00 - 5:30 (9:00 - 12:00 Saturday)
Golden Key
1226 Golden Key Cir, El Paso, TX, 79925-5810
9:00 - 5:30 (Saturday (9:00 - 12:00)
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<a href="https://bankscorer.com/credit-union/raiz" target="_blank" rel="noopener">View RAIZ on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 98.5%· healthy range 60–80%
Pullman Operations Center
1241 Pullman Drive, El Paso, TX, 79936
9:00 to 5:30Saturday 9:00 to 12:00
Horizon
13781 Horizon Blvd, Horizon City, TX, 79928
9:00 - 5:30 (9:00 - 12:00 Saturday)
Resler
1656 Resler Dr, El Paso, TX, 79911
9:00 - 5:30 (9:00 - 12:00 Saturday)
Mesa/University Self Service
2112 N Mesa St, El Paso, TX, 79902-3312
24 hours per day
1 more location not shown.