Austin, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
83,638
Net Worth Ratio
10.06%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.68B
Total Shares
$1.34B
Total Loans
$1.25B
Net Worth Ratio
10.06%
≥7% = Well Capitalized
Members
83,638
Delinquency Rate (60d+)
0.93%
$11.6M
Loan-to-share ratio: 92.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 572 | 330 | 191 | 57.7% | 33.4% |
| 2022 | 0 | 0 | 0 | — | — |
| 2021 | 16 | 16 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
United Heritage Plaza
12515 Research Blvd Bldg 5, Austin, TX, 78759-2247
M-F 8a - 5p
Southwest Austin
5011 W Slaughter Ln Bldg 1, Austin, TX, 78749
Lobby M-F 9a-5p Sa 9a-2p Drive Thru Self Serve ATM 24hrs
Round Rock
301 Mays Xing, Round Rock, TX, 78664-6787
Lobby M - F 9a - 5p Sat 9a - 2pDrive thru M-F 8:30a-6:00p Sat 9a-2p
Georgetown
12 Waters Edge Cir, Georgetown, TX, 78626
Lobby M - F 9a - 5p Sat 9a - 2pDrive thru M-F 8:30a-6:00p Sat 9a-2p
Cedar Park
1801 E Whitestone Blvd, Cedar Park, TX, 78613-7425
Lobby M-F 9a-5p Sa 9a-2p DT M-F 8:30a-6p Sa 9a-2p
Lakeway
3317 Ranch Road 620 S, Austin, TX, 78738
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<a href="https://bankscorer.com/credit-union/united-heritage" target="_blank" rel="noopener">View UNITED HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Lobby M-F 9a-5p DT M-F 8:30a-6p Sa 9a-2p
Central Tyler
522 S Broadway Ave, Tyler, TX, 75702
Lobby M - F 9a - 5p, Sat 9am - 2pm Drive Thru Self Serve ATM 24hrs
Kyle
5029 Kyle Center Dr, Kyle, TX, 78640
Lobby M - F 9a - 6p Sat 9a - 2p Drive Thru Self Service ATM 24 hrs
River Place
10815 Ranch Road 2222, Austin, TX, 78730
Lobby M-F 9a-5p DT M-F 8:30a-5:30p Sa 9a-2p
Southwest Tyler
7586 Old Jacksonville Hwy, Tyler, TX, 75703
Lobby M-F 9a-5p, Sa 9a-2p DT ATM 24/7
2 more locations not shown.