Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$804M
Total Deposits
$721M
Net Loans
$492M
Net Income
$3M
ROA
1.58%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.07%
Risk-Based Capital
16.58%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,068 | 49.72% | 34.55% |
| 2022 | 24,188 | 58.2% | 29.90% |
| 2021 | 28,898 | 56.6% | 28.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
0
Since 2018
1,550
all complaints on record
Monetary Relief
12.9%
% of complaints where company provided monetary relief
Untimely Response
1.7%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
11
Branch Deposits
$687M
1-Year Change
-1
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|
Data through Mar 2023.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.