Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$519M
Total Deposits
$396M
Net Loans
$411M
Net Income
$2M
ROA
1.78%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.19%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 58 | 100% | 0.00% |
| 2023 | 57 | 98.25% | 0.00% |
| 2022 | 102 | 97.06% | 0.00% |
| 2021 | 110 | 98.18% | 0.00% |
| 2020 | 80 | 93.75% | 2.50% |
| 2019 | 124 | 91.94% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$376M
1-Year Change
+1
5-year net change: +3 branches
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Preview:
| 2018 | 159 | 91.82% | 5.66% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red