Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.8B
Total Deposits
$2.6B
Net Loans
$2.4B
Net Income
$-2,460K
ROA
-0.31%
Below avg for Community banks. Peer avg: 0.90%
ROE
-2.67%
Risk-Based Capital
16.77%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 9,310 | 78.6% | 1.50% |
| 2023 | 13,085 | 75.9% | 3.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Small Bank |
| Jan 2019 | Satisfactory | Small Bank |
| Feb 2013 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$1.5B
1-Year Change
+1
5-year net change: +1 branches
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