Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$238M
Total Deposits
$187M
Net Loans
$180M
Net Income
$824K
ROA
1.35%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.49%
Risk-Based Capital
29.77%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 111 | 72.97% | 9.91% |
| 2023 | 131 | 70.99% | 9.92% |
| 2022 | 209 | 71.77% | 10.05% |
| 2021 | 128 | 75.78% | 3.91% |
| 2020 | 178 | 75.84% | 7.30% |
| 2019 | 145 | 75.17% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
| Mar 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$205M
1-Year Change
0
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Preview:
| 2018 | 173 | 75.72% | 10.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red