🏦Bank Scorer

FIRST TEXAS BANK

LAMPASAS, TX · Supervised by FDIC

Est. 1884FDIC #3,293RSSD: FDIC-3293
Part ofFIRST TEXAS BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: December 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.88%

Institution Profile

FDIC BankFind

Address

501 E 3rd St, LAMPASAS, TX

County

Lampasas County

Established

October 2, 1884

Total Assets

$249M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2025

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2030(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$249M

Total Deposits

$222M

Net Loans

$87M

Net Income

$1M

ROA

1.88%

ROE

18.52%

Risk-Based Capital

24.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$214M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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