Austin, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
71,906
Net Worth Ratio
14.06%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.08B
Total Shares
$873.5M
Total Loans
$544.5M
Net Worth Ratio
14.06%
≥7% = Well Capitalized
Members
71,906
Delinquency Rate (60d+)
0.32%
$1.7M
Loan-to-share ratio: 62.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 267 | 102 | 121 | 38.2% | 45.3% |
| 2022 | 309 | 178 | 82 | 57.6% | 26.5% |
| 2021 | 120 | 61 | 46 | 50.8% | 38.3% |
No CFPB complaint data available for this credit union.
Quarry Lake Business Center 1
4515 Seton Center Pkwy, Austin, TX, 78759-5290
9:00 a.m.5:00 p.m.M-F
Southwest Austin Branch
4220 S Lamar Blvd, Austin, TX, 78704-7924
Lobby M-F 9AM-5PM Sat 9AM-2PM
North Austin Branch
1201 W Braker Ln, Austin, TX, 78758-3844
Drive-thru open: M-F 7:30am-6pm Sat 9am-2pm Lobby M&F 9AM-6PM T-Th 9AM-5PM Sat 9AM-2PM
Downtown Branch
705 E 12th St, Austin, TX, 78701-1909
Drive-thru: M-F 7:30 am - 6 pm Sat 9 am- 2 pm Lobby M&F 9AM-6PM T-Th 9AM-5PM Sat 9AM-2PM
Round Rock Branch
900 Round Rock Ave, Round Rock, TX, 78681-4510
Drive Thru M-F 8:00AM-5:00PM Sat 9AM-2PM Lobby M-F 9AM-5PM Sat 9AM-2PM
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<a href="https://bankscorer.com/credit-union/velocity" target="_blank" rel="noopener">View VELOCITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Cedar Park/Leander Branch
1230 E New Hope Dr, Cedar Park, TX, 78613
Drive Thru M-F 8:00AM-5:00PM Sat 9AM-2PM Lobby M-F 9AM-5PM Sat 9AM-2PM
South Austin Branch
9300 S Interstate 35, Austin, TX, 78748-1751
Drive-thru open: M-F 7:30AM-6PM Sat 9AM-2PM Lobby M&F 9AM-6PM T-Th 9AM-5PM Sat 9AM-2PM