Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.3B
Net Loans
$1.2B
Net Income
$7M
ROA
2.00%
Above avg for Community banks. Peer avg: 0.90%
ROE
22.59%
Risk-Based Capital
13.56%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 651 | 81.11% | 9.06% |
| 2022 | 1,023 | 81.23% | 7.72% |
| 2021 | 1,635 | 81.47% | 8.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Outstanding | Intermediate Small Bank |
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1995
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$1.1B
1-Year Change
0
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