Port Neches, TX · Federal Credit Union · Chartered in TX
Who can join
Community / multiple bond
Members
82,912
Net Worth Ratio
14.65%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.19B
Total Shares
$1.01B
Total Loans
$882.9M
Net Worth Ratio
14.65%
≥7% = Well Capitalized
Members
82,912
Delinquency Rate (60d+)
0.12%
$1.1M
Loan-to-share ratio: 87.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 641 | 492 | 113 | 76.8% | 17.6% |
| 2022 | 617 | 493 | 88 | 79.9% | 14.3% |
| 2021 | 593 | 496 | 59 | 83.6% | 9.9% |
No CFPB complaint data available for this credit union.
Administration Office
676 Magnolia Ave, Port Neches, TX, 77651
Lobby Hours Monday-Thursday 9:00AM to 5:00PM Friday 9:00AM to 6:00PM Drive-Thru Hours Monday-Thursday 7:00AM to 5:00PM Friday 7:00AM-6:00PM
Nall Branch
2239 Nall St, Port Neches, TX, 77651-4207
Lobby Hours Monday?Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Drive-Thru Hours Monday-Thursday 7:00 am to 5:00 pm Friday 7:00 am to 6:00 pm Saturday 7:00 am to 10:00 am
Nederland Branch
2623 Nederland Ave, Nederland, TX, 77627
Lobby Hours Monday?Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Drive-Thru Hours Monday?Thursday 7:00 AM to 5:00 PM Friday 7:00 am to 6:00 pm Saturday 7:00 am to 10:00 am
Dowlen Branch
1955 Dowlen Rd, Beaumont, TX, 77706-3330
Lobby Hours Monday?Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Saturday 7:00 AM to 10:00 AM Drive-Thru Hours Monday -Thursday 7:00 AM to 5:00 PM Friday 7:00 AM to 6:00 PM Saturday 7:00 AM to 10:00 AM
Pearl Branch
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<a href="https://bankscorer.com/credit-union/neches" target="_blank" rel="noopener">View NECHES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
1254 Pearl St, Beaumont, TX, 77701
Lobby Hours: Monday thru Thursday 9 a.m. to 5 p.m., Friday 9 a.m. to 6 p.m. Drive Thru Hours: Monday thru Thursday 7 a.m. to 5 p.m. Friday 7:00 am to 6:00 pm
Nederland High School Branch
220 N 17th St, Nederland, TX, 77627-5029
Monday thru Friday 7:45 a.m. - 3:30 p.m.
Port Neches-Groves High School Branch
1401 Merriman St, Port Neches, TX, 77651
Monday thru Friday 7:30 a.m. - 3:30 p.m.
Lumberton
299 Country Lane Dr, Lumberton, TX, 77657
Lobby Hours Monday-Thursday 9am-5:00pm Friday 9am-6pm Drive Thru Hours Monday-Thursday 7am-5:00pm Friday 7am-6pm Saturday 7am-10:00 am
Lumberton High School Branch
103 S LHS Dr, Lumberton, TX, 77657
7:45am-3:45pm
Bridge City Branch
410 Texas Ave, Bridge City, TX, 77611
Lobby Hours Monday-Thursday 9:00AM to 5:00PM Friday 9:00AM to 6:00PM Drive-Thru Hours Monday-Thursday 7:00AM to 5:00PM Friday 7:00AM-6:00PM
1 more location not shown.