🏦Bank Scorer

FIRST COMMUNITY

Houston, TX · State Credit Union · Chartered in TX

Well Capitalized

Who can join

Type 99

Charter #66818Est. 1954RSSD: 794194

Members

186,819

Net Worth Ratio

8.09%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.96B

Peer Group 6

Members

186,819

as of latest quarter

Net Worth Ratio

8.09%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 840129, Houston, TX 77284-0129

Chartered

1954

Branch Locations

15 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.96B

Total Shares

$2.08B

Total Loans

$2.26B

Net Worth Ratio

8.09%

≥7% = Well Capitalized

Members

186,819

Delinquency Rate (60d+)

0.26%

$5.8M

Loan-to-share ratio: 108.8%· healthy range 60–80%

Branch Locations

NCUA

Administration

15260 FM 529 Rd, Houston, TX, 77095-3252

Mon-Thurs 9-5Fri 9-6Sat 9-3

MainATMDrive-thru

Copperfield

15260 FM 529 Rd, Houston, TX, 77095-3252

Lobby Hours: M-Th: 9:00am - 5:00pm Fri: 9:00am - 6:00pm Sat: 9:00am - 3:00pm Sun: Closed Drive Thru Hours: M-Th: 7:30am - 7:00pm Fri: 7:30am - 7:00pm Sat: 9:00am - 5:00pm Sun: Closed

ATMDrive-thru

Spring Branch

9100 Westview Dr, Houston, TX, 77055-6420

Lobby Hours: Mon-Thu 9-5 Fri 9-6 Sat 9-3 Drive Thru Hours: M-Th: 7:30 am - 7:00 pm Fri: 7:30 am - 7:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed

ATMDrive-thru

Tomball

26926 State Highway 249, Tomball, TX, 77375-6515

Lobby Hours: Mon-Thu 9-5 Fri 9-6 Sat 9-3 Drive Thru Hours: M-Th: 7:30 am - 7:00 pm Fri: 7:30 am - 7:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed

ATMDrive-thru

Cinco Ranch

23120 Cinco Ranch Blvd, Katy, TX, 77494

Lobby Hours: M-Th: 9:00 am - 5:00 pm Fri: 9:00 am - 6:00 pm Sat: 9:00 am- 3:00 pm Sun: Closed Drive Thru Hours: M-Th: 7:30 am - 7:00 pm Fri: 7:30 am - 7:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed

ATMDrive-thru

Sienna

8900 Highway 6, Missouri City, TX, 77459

Lobby Hours: M-F 9-7 Sat 9-5 Teller Hours: M-Th: 7:30 am - 7:00 pm Fri: 7:30 am - 7:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed

ATM

Fairfield

28550 Highway 290, Cypress, TX, 77433-4288

Lobby Hours: M-Th: 9:00 am - 7:00 pm Fri: 9:00 am - 7:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed Teller Hours: M-Th: 7:30 am - 7:00 pm Fri: 7:30 am - 7:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed

ATM

Aliana

10161 W. Grand Parkway, Richmond, TX, 77407

Lobby Hours: M-Th: 9:00 am - 7:00 pm Fri: 9:00 am - 7:00 pm Sat: 9:00 am- 5:00 pm Sun: Closed Teller Hours: M-Th: 7:30 am - 7:00 pm Fri: 7:30 am - 7:00 pm Sat: 9:00 am- 5:00 pm Sun: Closed

ATM

Morton Ranch

2811 W Grand Pkwy N Ste 110, Katy, TX, 77449-8070

Lobby Hours: M-Th: 10:00 am - 6:00 pm Fri: 10:00 am - 6:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed Drive Thru Hours: M-Th: 7:30 am - 7:00 pm Fri: 7:30 am - 7:00 pm Sat: 9:00 am - 5:00 pm Sun: Closed

ATMDrive-thru

99 North

7210 N Grand Pkwy W, Spring, TX, 77379-1684

Lobby Hours: M-Th: 10:00am - 6:00pm Fri: 10:00am - 6:00pm Sat: 9:00am - 5:00pm Sun: Closed Drive Thru Hours: M-Th: 7:30am - 7:00pm Fri: 7:30am - 7:00pm Sat: 9:00am - 5:00pm Sun: Closed

ATMDrive-thru

5 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.