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CREDIT UNION OF TEXAS

Allen, TX · State Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Type 99

Charter #66327Est. 1931RSSD: 760498

Members

184,024

Net Worth Ratio

8.31%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.72B

Peer Group 6

Members

184,024

as of latest quarter

Net Worth Ratio

8.31%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 7000, Allen, TX 75013-1305

Chartered

1931

Branch Locations

26 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.72B

Total Shares

$2.26B

Total Loans

$2.15B

Net Income

$231K

Net Worth Ratio

8.31%

≥7% = Well Capitalized

Members

184,024

Return on Assets

0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.17%

$25.2M

Loan-to-share ratio: 95.2%· healthy range 60–80%

Branch Locations

NCUA

Credit Union of Texas Allen

900 W Bethany Dr Ste 500, Allen, TX, 75013-3834

Monday-Friday 8:50am-5:30pm

Main

DeSoto Branch

2828 Prince George Ave, DeSoto, TX, 75115-2046

Monday - Friday: 9:00am-6:00pm, Saturday: 10:00am-2:00pm Drive Thru Hours:Monday & Friday: 8:00am-6:00pm, Tuesday - Thursday: 9:00am-6:00pm, Saturday: 10:00am-2:00pm

ATMDrive-thru

Ross Branch

3305 Ross Ave, Dallas, TX, 75204

Monday- Friday: 9:00am - 6:00pm Saturday: 10:00am - 2:00pm Drive Thru Hours (ITM): Monday-Friday: 9:00am - 6:00pmSaturday: 10:00am - 2:00pm

ATMDrive-thru

Valley Ranch Branch

6911 N MacArthur Blvd, Irving, TX, 75039-2464

Monday-Friday 9:00-6:00 Saturdays 10:00-2:00

ATM

Mesquite Branch

1020 Gross Rd, Mesquite, TX, 75149-2167

Monday - Friday: 9:00am-6:00pm, Saturday: 10:00am-2:00pmDrive Thru Hours:Monday & Friday: 8:00am-6:00pm, Tuesday - Thursday: 9:00am-6:00pm, Saturday: 10:00am-2:00pm

ATMDrive-thru

Rockwall

2914 Ridge Rd, Rockwall, TX, 75032

Monday - Friday: 9:00am-6:00pm, Saturday: 10:00am-2:00pmDrive Thru Hours:Monday - Friday: 9:00am-6:00pm, Saturday: 10:00am-2:00pm

ATMDrive-thru

Hampton Branch

4180 S Hampton Rd, Dallas, TX, 75224-4704

Monday-Friday 9:00am-6:00pmSaturday 10:00am-2:00pmDrive Thru (ITM) Hours:Monday-Friday 9:00am-6:00pmSaturday 10:00am-2:00pm

ATMDrive-thru

Wylie

2580 W FM 544, Wylie, TX, 75098

Monday - Friday: 9:00am-6:00pm, Saturday: 10:00am-2:00pm

ATM

McKinney Branch

2651 Ridge Road, Ste 101, McKinney, TX, 75070

Monday-Friday: 9am-6pmSaturday: 10am-2pmDrive Thru Hours:Monday-Friday: 9am-6pmSaturday: 10am-2pm

ATMDrive-thru

Frisco Branch

4470 Eldorado Pkwy Ste 300, Frisco, TX, 75034

Monday- Friday: 9:00am - 6:00pm Saturday: 10:00am - 2:00pm

ATM

16 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.