DAINGERFIELD, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$944M
Total Deposits
$797M
Net Loans
$787M
Net Income
$3M
ROA
1.27%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.09%
Risk-Based Capital
12.30%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 60 | 96.67% | 1.67% |
| 2023 | 53 | 98.11% | 1.89% |
| 2019 | 35 | 91.43% | 0.00% |
| 2018 | 48 | 85.42% | 2.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Outstanding | Small Bank |
| Dec 2019 | Outstanding | Small Bank |
| Aug 2014 | Outstanding | Small Bank |
5 previous ratings locked — back to 1993
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Total Branches
6
Branch Deposits
$828M
1-Year Change
0
5-year net change: +2 branches
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