Temple, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
54,334
Net Worth Ratio
10.37%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$790.7M
Total Shares
$693.7M
Total Loans
$618.2M
Net Income
$2.8M
Net Worth Ratio
10.37%
≥7% = Well Capitalized
Members
54,334
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$2.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 643 | 283 | 183 | 44.0% | 28.5% |
| 2022 | 470 | 331 | 70 | 70.4% | 14.9% |
| 2021 | 472 | 410 | 16 | 86.9% | 3.4% |
No CFPB complaint data available for this credit union.
Corporate Headquarters
7083 MEMBERS PKWY, TEMPLE, TX, 76502
9 a.m. - 5 p.m. Mon. - Fri. 9 a.m. - 1 p.m. Sat
Belton Branch
416 Lake Rd, Belton, TX, 76513
Lobby hours: Mon-Fri 9 am- 5 pm Sat 9 am-1 pm Drive-thru hours: Mon- Fri 9 am- 5 pm Sat 9 am- 1 pm
Killeen
2208 Sunny Ln, Killeen, TX, 76541
Lobby hours: Mon- Fri: 9 am- 5 pm Sat: 9 am- 1 pm
Georgetown Branch
723 W University Ave Ste 100, Georgetown, TX, 78626-2981
M-F: 9 am- 5 pm Sat.: 9 am- 1 pm
31st Branch
3314 S 31st St, Temple, TX, 76502-2721
Lobby hours: Mon- Fri 9 am- 5 pm Sat: 9 am- 1 pm Drive-thru: Mon- Fri 9 am- 5 pm Sat: 9 am- 1 pm
Cedar Park
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<a href="https://bankscorer.com/credit-union/texell" target="_blank" rel="noopener">View TEXELL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 89.1%· healthy range 60–80%
875 W Whitestone Blvd, Cedar Park, TX, 78613
Lobby hours Mon-Fri: 9 am- 5 pm Sat: 9 am- 1 pm Drive-thru hours M-F: 9 am- 5 pm Sat: 9 am- 1 pm
Hewitt
1221 Hewitt Dr, Waco, TX, 76712-8896
Drive through Monday-Friday 9 am to 5 pm Saturday 9 am to 1 pm Lobby Monday-Friday 9 am to 5 pm Saturday 9 am to 1 pm
Downtown Branch
5 S 1st St, Temple, TX, 76501-7603
Mon- Fri 9 am- 5 pm