Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$963M
Net Income
$5M
ROA
1.54%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.21%
Risk-Based Capital
19.33%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 216 | 54.63% | 14.35% |
| 2023 | 277 | 56.68% | 8.66% |
| 2022 | 383 | 52.74% | 10.18% |
| 2021 | 419 | 70.17% | 7.64% |
| 2020 | 505 | 69.5% | 9.31% |
| 2019 | 380 | 56.58% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Apr 2024 | Needs to Improve | Intermediate Small Bank |
| Dec 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
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Total Branches
16
Branch Deposits
$1.0B
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 443 | 50.11% | 10.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red