Houston, TX · Federal Credit Union · Chartered in TX
Who can join
Multiple / other
Members
126,357
Net Worth Ratio
11.90%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.65B
Total Shares
$2.33B
Total Loans
$1.79B
Net Worth Ratio
11.90%
≥7% = Well Capitalized
Members
126,357
Delinquency Rate (60d+)
0.76%
$13.7M
Loan-to-share ratio: 76.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,403 | 708 | 303 | 50.5% | 21.6% |
| 2022 | 1,091 | 494 | 307 | 45.3% | 28.1% |
| 2021 | 1,414 | 728 | 224 | 51.5% | 15.8% |
No CFPB complaint data available for this credit union.
Main Branch
1330 Gemini St, Houston, TX, 77058
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am - 6pm; Tues-Thurs. 8am - 6pm; Sat. 8:30am - 1pm
League City Branch
501 N Egret Bay Blvd, League City, TX, 77573-2675
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm
Ellington Branch
404 FM 1959 Rd, Houston, TX, 77034
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. - Fri. 7am - 6pm; Sat. 8:30am - 1pm
Friendswood Branch
1320 S Friendswood Dr, Friendswood, TX, 77546
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. - Fri. 7am - 6pm; Sat. 8:30am - 1pm
Galveston Branch
6167 Central City Blvd, Galveston, TX, 77551-3818
Lobby:Mon. - Fri. 9am - 5pm; Sat. - 9am - 1pm
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<a href="https://bankscorer.com/credit-union/jsc" target="_blank" rel="noopener">View JSC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Tuscan Lakes Branch
1280 E League City Pkwy, League City, TX, 77573
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm
Mainland Branch
2300 Gulf Fwy, Texas City, TX, 77591
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm
Park Place Branch
8424 Park Place Blvd, Houston, TX, 77017
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am-1pm
Bay Colony Branch
2461 FM 646 Rd W, Dickinson, TX, 77539
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm
Pearland Branch
9101 Broadway St, Pearland, TX, 77584-8765
Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm
12 more locations not shown.