El Paso, TX · Federal Credit Union · Chartered in TX
Who can join
Multiple select employee groups
Members
98,481
Net Worth Ratio
10.20%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.63B
Total Shares
$1.45B
Total Loans
$1.26B
Net Worth Ratio
10.20%
≥7% = Well Capitalized
Members
98,481
Delinquency Rate (60d+)
0.27%
$3.4M
Loan-to-share ratio: 87.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,416 | 261 | 476 | 18.4% | 33.6% |
| 2022 | 1,295 | 279 | 431 | 21.5% | 33.3% |
| 2021 | 1,705 | 300 | 572 | 17.6% | 33.5% |
No CFPB complaint data available for this credit union.
Administration
9983 Kenworthy St, El Paso, TX, 79924
m-f 9:00am to 5:00 pm Sat 9:00 am to 1:00 pm
Del Rey Branch
3105 Del Rey Blvd, Las Cruces, NM, 88012
MON - THUR 9:00AM - 5:00PM FRIDAY 9:00AM - 6:00PM SATURDAY 9:00AM - 1:00PM VIDEO TELLERS MON - FRI 8:00AM - 8:00PM SATURDAY 9:00AM - 3:00PM
Lohman Branch
3791 E Lohman Ave, Las Cruces, NM, 88011
MON - THUR 9:00AM - 5:00PM FRIDAY 9:00AM - 6:00PM SATURDAY 9:00AM - 1:00PM
Lee Trevino Branch
1555 N Lee Trevino Dr, El Paso, TX, 79936
MON - THUR 9:00AM - 5:00PM FRIDAY 9:00AM - 6:00PM SATURDAY 9:00AM - 1:00PM VIDEO TELLERS MON - FRI 8:00AM - 8:00PM SATURDAY 9:00AM - 3:00PM
Idaho Branch
522 E Idaho Ave, Las Cruces, NM, 88001
MON - FRIDAY 9:00AM - 5:00PM SATURDAY 9:00AM - 1:00PM VIDEO TELLERS MON - FRI 8:00AM - 8:00PM SATURDAY 9:00AM - 3:00PM
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<a href="https://bankscorer.com/credit-union/firstlight" target="_blank" rel="noopener">View FIRSTLIGHT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
North Desert Branch
5050 N Desert Blvd, El Paso, TX, 79912
MON - THUR 9:00AM - 5:00PM FRIDAY 9:00AM - 6:00PM SATURDAY 9:00AM - 1:00PM
East Fort Bliss
20727 Constitution Ave, Fort Bliss, TX, 79918-8060
MON - THUR 9:00AM - 5:00PM FRIDAY 9:00AM - 6:00PM SATURDAY 9:00AM - 1:00PM
Pike Branch
1635 Pike Rd, El Paso, TX, 79906
MON - THUR 9:00AM - 5:00PM FRIDAY 9:00AM - 6:00PM SATURDAY 9:00AM - 1:00PM VIDEO TELLERS MON - FRI 8:00AM - 8:00PM SATURDAY 9:00AM - 3:00PM
Zaragoza Branch
2200 N Zaragoza Rd, El Paso, TX, 79938
MON - THUR 9:00AM - 5:00PM FRIDAY 9:00AM - 6:00PM SATURDAY 9:00AM - 1:00PM VIDEO TELLERS MON - FRI 8:00AM - 8:00PM SATURDAY 9:00AM - 3:00PM
Mills
207 E Mills Ave, EL PASO, TX, 79901-1313
M-Th 9:00 am - 5:00 pm Friday 9:00 am - 6:00 pm Saturday 9:00 am - 3:00 pm Video Tellers M - F 8:00 am - 8:00 pm Video Tellers Saturday 9:00 am - 3:00 pm
2 more locations not shown.