RAVE FINANCIAL
Beaumont, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
88,140
Net Worth Ratio
12.36%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.26B
Peer Group 6
Members
88,140
as of latest quarter
Net Worth Ratio
12.36%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.26B
Total Shares
$995.0M
Total Loans
$988.4M
Net Worth Ratio
12.36%
≥7% = Well Capitalized
Members
88,140
Delinquency Rate (60d+)
0.36%
$3.5M
Loan-to-share ratio: 99.3%· healthy range 60–80%
Branch Locations
NCUACalder Branch
3535 Calder Ave, Beaumont, TX, 77706
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Closed Saturdays
Treadway Branch
4285 Treadway Rd, Beaumont, TX, 77706
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Sat: 8:30AM ? Noon
Carroll Street Branch
2050 Carroll St, Beaumont, TX, 77701
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Closed Saturdays
Jasper Branch
465 E Gibson St, Jasper, TX, 75951
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Sat: 8:30AM ? Noon
Mid-County Branch
1131 S Memorial Fwy, Nederland, TX, 77627
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Sat: 8:30AM ? Noon
Silsbee Branch
975 Highway 96 S, Silsbee, TX, 77656-5811
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Sat: 8:30AM ? Noon
Vidor Branch
1100 N Main St, Vidor, TX, 77662
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Sat: 8:30AM ? Noon
Lumberton Branch
604 S Main St, Lumberton, TX, 77657
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Sat: 8:30AM ? Noon
Mont Belvieu
11250 Eagle Drive, Mont Belvieu, TX, 77523
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Closed Saturdays
Woodville Branch
430 S Magnolia St, Woodville, TX, 75979-5237
Lobby Hours Mon-Thurs: 9:00AM - 5:30PM Fri: 9:00AM - 6:00PM Closed Saturdays Drive-Thru Hours Mon-Thurs: 8:00AM - 5:30PM Fri: 8:00AM - 6:00PM Sat: 8:30AM ? Noon
4 more locations not shown.
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 477 | 231 | 177 | 48.4% | 37.1% |
| 2021 | 592 | 286 | 160 | 48.3% | 27.0% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/rave-financial" target="_blank" rel="noopener">View RAVE FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.