Austin, TX · Federal Credit Union · Chartered in TX
Who can join
Occupational / select employee group
Members
422,795
Net Worth Ratio
9.52%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.27B
Total Shares
$3.48B
Total Loans
$2.97B
Net Worth Ratio
9.52%
≥7% = Well Capitalized
Members
422,795
Delinquency Rate (60d+)
0.71%
$21.1M
Loan-to-share ratio: 85.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 387 | 240 | 45 | 62.0% | 11.6% |
| 2023 | 3,147 | 1,463 | 413 | 46.5% | 13.1% |
| 2023 | 835 | 436 | 178 | 52.2% | 21.3% |
No CFPB complaint data available for this credit union.
Corporate Headquarters
8303 N Mo Pac Expy, Austin, TX, 78759-8501
M-F 8:30-5:30
Lakeline
13860 N Highway 183, Austin, TX, 78750
Lobby, M-F, 9-5, Saturday, 10-2 Drive-thru, M-F, 7:30-7, Saturday, 9-2
Guadalupe
4611 Guadalupe St, Austin, TX, 78751
Lobby, M-F, 9-5, Saturday, 10-2; Drive-thru, M-F, 7-7, Saturday, 9-2
Brodie
9925 Brodie Ln, Austin, TX, 78748
Lobby, M-F, 9-5, Saturday, 10-2; Drive-thru, M-F, 7:30-7, Saturday, 9-2
Downtown
201 W 7th St, Austin, TX, 78701
M-F, 9-5:30
Ben White
130 E Ben White Blvd, Austin, TX, 78704
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<a href="https://bankscorer.com/credit-union/university" target="_blank" rel="noopener">View UNIVERSITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Lobby, M-F, 9-5, Saturday, 10-2; Drive-thru, M-F, 7:30-7, Saturday, 9-2
Galveston
428 Post Office ST, Galveston, TX, 77550
Lobby, M-Th, 8-4, F, 8-5; Drive-thru, M-F, 7-6, Saturday, 9-1
South Mopac
5033 W Highway 290, Austin, TX, 78735
Lobby, M-F, 9-5, Saturday, 10-2; Drive-thru, M-F, 8-7, Saturday, 9-2
Steck
3305 Steck Ave, Austin, TX, 78757
Lobby, M-F, 9-5, Saturday, 10-2; Drive-thru, M-F, 7-7, Saturday, 9-2
Teravista
571 University Blvd, Round Rock, TX, 78665-1048
Monday - Friday, 10 to 6 Saturday, 10 to 2
20 more locations not shown.