Richardson, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
152,742
Net Worth Ratio
10.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.61B
Total Shares
$2.32B
Total Loans
$1.78B
Net Worth Ratio
10.68%
≥7% = Well Capitalized
Members
152,742
Delinquency Rate (60d+)
0.43%
$7.6M
Loan-to-share ratio: 76.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,788 | 461 | 865 | 25.8% | 48.4% |
| 2022 | 1,153 | 461 | 331 | 40.0% | 28.7% |
| 2021 | 1,699 | 892 | 415 | 52.5% | 24.4% |
No CFPB complaint data available for this credit union.
Main Office
777 E Campbell Rd, Richardson, TX, 75081-1891
M - R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
Allen
406 W McDermott Dr, Allen, TX, 75013-2708
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
Downtown Garland
626 Austin St, Garland, TX, 75040
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00-1:00pm
Irving Blvd
2241 Irving Blvd, Dallas, TX, 75207-6201
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
Frisco
3232 Main St, Frisco, TX, 75033-4424
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
McKinney-Eldorado
3174 S Hardin Blvd, McKinney, TX, 75070
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<a href="https://bankscorer.com/credit-union/texans" target="_blank" rel="noopener">View TEXANS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
Spring Creek
101 W Spring Creek Pkwy Ste 733, Plano, TX, 75023
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
Telecom Parkway
7220 Telecom Pkwy, Garland, TX, 75044
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
Carrollton
3601 N Josey Ln, Carrollton, TX, 75007
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
Preston & Forest
5925 Forest Ln Ste 100, Dallas, TX, 75230
M-R 9:00am-5:00pm F 9:00am-6:00pm Sat 9:00am-1:00pm
4 more locations not shown.