Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
FIRST SAVINGS AND LOAN ASSOCIATION
MEBANE, NC · OCC · May 2025
TRUIST BANK
CHARLOTTE, NC · FDIC · Jan 2025
BANK OF AMERICA, NATIONAL ASSOCIATION
CHARLOTTE, NC · OCC · Jan 2022
SQUARE 1 BANK
ClosedDURHAM, NC · FDIC · Apr 2014
HOMETRUST BANK
ASHEVILLE, NC · OCC · Jan 2013 ⚠
FIRST FSB OF LINCOLNTON
LINCOLNTON, NC · OTS · Mar 2010 ⚠
FIRST FEDERAL BANK
DUNN, NC · OTS · Oct 2009 ⚠
HOMETRUST BANK
ClosedCLYDE, NC · OTS · Oct 2009
MOUNT GILEAD S & LA
ClosedMOUNT GILEAD, NC · OTS · Aug 2009
FIRST S & LA
ClosedMEBANE, NC · OTS · Dec 2008
BANK OF CURRITUCK
MOYOCK, NC · FRB · Jan 2008 ⚠
WACHOVIA BANK OF DELAWARE, N.A.
WILMINGTON, NC · OCC · Jun 2006 ⚠
INDUSTRIAL FEDERAL SAVINGS BANK
ClosedLEXINGTON, NC · OTS · Nov 2004
MOORESVILLE SAVINGS BANK, SSB
ClosedMOORESVILLE, NC · FDIC · Nov 2004
WACHOVIA BANK, N.A.
WINSTON-SALEM, NC · OCC · Dec 2000 ⚠
FIRST SAVINGS BANK OF MOORE COUNTY, INC., SSB
ClosedSOUTHERN PINES, NC · FDIC · Mar 1999
THE COMMUNITY BANK
ClosedPILOT MOUNTAIN, NC · FDIC · Feb 1999
AVERY COUNTY BANK
ClosedNEWLAND, NC · FDIC · Aug 1998
FOUR OAKS BANK & TRUST COMPANY
ClosedFOUR OAKS, NC · FDIC · Mar 1998
FIRST UNION NATIONAL BANK OF NORTH CAROLINA
ClosedCHARLOTTE, NC · OCC · May 1997
UNITED CAROLINA BANK
ClosedWHITEVILLE, NC · FDIC · Aug 1995
FIRST COMMERCIAL BANK
ClosedASHEVILLE, NC · FDIC · Aug 1995
NATIONSBANK, N.A. (CAROLINAS)
ClosedCHARLOTTE, NC · OCC · Jul 1995
RALEIGH FEDERAL SAVINGS BANK
ClosedRALEIGH, NC · OTS · Jun 1995
SOUTHTRUST BANK OF CENTRAL CAROLINA
ClosedCONCORD, NC · FDIC · May 1995
FIRST SOUTHERN SAVINGS BANK, S.S.B
ClosedASHEBORO, NC · FDIC · Jan 1994
NATIONSBANK OF NORTH CAROLINA, N.A.
ClosedCHARLOTTE, NC · OCC · Sep 1993
WACHOVIA BANK OF NORTH CAROLINA, N.A.
ClosedWINSTON-SALEM, NC · OCC · Mar 1993
PEOPLES SAVINGS BANK, S.S.B.
ClosedWILMINGTON, NC · OTS · Jan 1993
ENTERPRISE NATIONAL BANK
ClosedWINSTON-SALEM, NC · OCC · Sep 1992
OLD STONE BANK OF NC, A FSB
ClosedHIGH POINT, NC · OTS · Sep 1992
BANKERS TRUST OF NORTH CAROLINA
ClosedGREENSBORO, NC · FDIC · Jun 1990
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| MEBANE | OCC | $56M | May 2025 | Outstanding | |
| CHARLOTTE | FDIC | $541.2B | Jan 2025 | Outstanding | |
| CHARLOTTE | OCC | $2.67T | Jan 2022 | Outstanding | |
Raleigh · Federal Credit Union
$6.2B
345,251 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
| Raleigh | 2,978,851 | $59.8B | 9.98% | State Credit Union | |
CIVIC LICU | Raleigh | 349,847 | $3.2B | 6.68% | Federal Credit Union |
COASTAL LICU | Raleigh | 345,251 | $6.2B | 9.62% | Federal Credit Union |
TRULIANT LICU | Winston Salem | 333,731 | $5.5B | 10.53% | Federal Credit Union |
ALLEGACY LICU | Winston Salem | 185,077 | $2.6B | 11.34% | Federal Credit Union |
| Durham | 145,117 | $2.4B | 25.90% | Federal Credit Union | |
| Durham | 125,782 | $1.1B | 23.78% | State Credit Union | |
SKYLA LICU | Charlotte | 112,990 | $1.7B | 9.50% | Federal Credit Union |
| Durham | 100,933 | $2.2B | 24.34% | State Credit Union | |
MARINE LICU | Jacksonville | 77,115 | $1.1B | 10.47% | Federal Credit Union |
MEMBERS LICU | Winston Salem | 47,453 | $481.8M | 14.35% | State Credit Union |
| Canton | 36,123 | $555.1M | 11.87% | State Credit Union | |
FORT BRAGG LICU | Fayetteville | 35,348 | $682.8M | 12.45% | Federal Credit Union |
| Candler | 34,980 | $424.5M | 12.26% | State Credit Union | |
| Charlotte | 31,566 | $514.4M | 14.67% | Federal Credit Union | |
MOUNTAIN LICU | Waynesville | 31,225 | $370.2M | 11.11% | State Credit Union |
SUMMIT LICU | Greensboro | 30,746 | $369.4M | 15.16% | State Credit Union |
| Winston Salem | 27,779 | $382.5M | 8.35% | State Credit Union | |
FIRST FLIGHT LICU | Cary | 20,560 | $278.1M | 11.08% | Federal Credit Union |
DUKE UNIVERSITY LICU | Durham | 15,561 | $204.8M | 10.51% | Federal Credit Union |
LION'S SHARE LICU | Salisbury | 12,578 | $65.9M | 3.10% | Federal Credit Union |
AMERICAN PARTNERS LICU | Reidsville | 11,303 | $106.6M | 10.48% | Federal Credit Union |
NOVA LICU | Charlotte | 11,107 | $120.6M | 17.58% | State Credit Union |
| Rtp | 9,312 | $143.9M | 7.98% | Federal Credit Union | |
BRAGG MUTUAL LICU | Fayetteville | 9,152 | $130.4M | 8.26% | Federal Credit Union |
CAROLINA COOPERATIVE LICU | Charlotte | 8,490 | $47.3M | 13.84% | Federal Credit Union |
CAROLINA LICU | Cherryville | 7,435 | $84.9M | 10.44% | Federal Credit Union |
ELECTEL COOPERATIVE LICU | Raleigh | 7,381 | $66.5M | 12.93% | Federal Credit Union |
TELCO LICU | Tarboro | 6,645 | $53.5M | 12.47% | State Credit Union |
WELCOME LICU | Morrisville | 6,330 | $93.8M | 12.73% | Federal Credit Union |
VISION FINANCIAL LICU | Durham | 6,064 | $60.3M | 16.25% | Federal Credit Union |
| Goldsboro | 5,869 | $102.7M | 11.06% | Federal Credit Union | |
REVITY LICU | Greensboro | 5,866 | $82.9M | 8.09% | Federal Credit Union |
HEALTHSHARE LICU | Greensboro | 5,727 | $50.2M | 13.50% | State Credit Union |
WEYCO COMMUNITY LICU | Plymouth | 5,691 | $114.6M | 9.92% | State Credit Union |
ACCLAIM LICU | Greensboro | 5,053 | $58.9M | 12.98% | Federal Credit Union |
SHUFORD LICU | Hickory | 4,374 | $36.3M | 13.42% | Federal Credit Union |
| Waynesville | 4,038 | $94.2M | 17.14% | State Credit Union | |
| Kinston | 3,833 | $14.3M | 12.72% | State Credit Union | |
| Winston Salem | 3,380 | $29.9M | 7.95% | State Credit Union | |
| Charlotte | 3,036 | $30.6M | 11.26% | State Credit Union | |
| Charlotte | 3,016 | $54.5M | 14.15% | State Credit Union | |
| Catawba | 2,841 | $31.5M | 17.95% | State Credit Union | |
MCDOWELL CORNERSTONE LICU | Marion | 2,687 | $37.2M | 17.91% | State Credit Union |
| Goldsboro | 2,163 | $33.7M | 8.63% | State Credit Union | |
HSM LICU | Hickory | 2,137 | $5.8M | 13.31% | Federal Credit Union |
OTEEN V. A. LICU | Asheville | 2,109 | $34.8M | 12.37% | Federal Credit Union |
TCP LICU | Rural Hall | 2,099 | $16.0M | 16.88% | State Credit Union |
LITHIUM LICU | Bessemer City | 1,619 | $15.8M | 14.07% | Federal Credit Union |
ALLVAC SAVINGS AND LICU | Monroe | 1,464 | $9.3M | 17.60% | State Credit Union |
| DURHAM |
| FDIC |
| $4.0B |
| Apr 2014 |
| Outstanding |
| ASHEVILLE | OCC | — | Jan 2013⚠ | Outstanding |
| LINCOLNTON | OTS | $478M | Mar 2010⚠ | Outstanding |
| DUNN | OTS | $272M | Oct 2009⚠ | Outstanding |
HOMETRUST BANKClosed | CLYDE | OTS | — | Oct 2009 | Outstanding |
MOUNT GILEAD S & LAClosed | MOUNT GILEAD | OTS | — | Aug 2009 | Outstanding |
FIRST S & LAClosed | MEBANE | OTS | — | Dec 2008 | Outstanding |
| MOYOCK | FRB | — | Jan 2008⚠ | Outstanding |
| WILMINGTON | OCC | — | Jun 2006⚠ | Outstanding |
| LEXINGTON | OTS | $174M | Nov 2004 | Outstanding |
| MOORESVILLE | FDIC | $158M | Nov 2004 | Outstanding |
| WINSTON-SALEM | OCC | — | Dec 2000⚠ | Outstanding |
| SOUTHERN PINES | FDIC | $309M | Mar 1999 | Outstanding |
THE COMMUNITY BANKClosed | PILOT MOUNTAIN | FDIC | $313M | Feb 1999 | Outstanding |
AVERY COUNTY BANKClosed | NEWLAND | FDIC | $72M | Aug 1998 | Outstanding |
| FOUR OAKS | FDIC | $724M | Mar 1998 | Outstanding |
| CHARLOTTE | OCC | — | May 1997 | Outstanding |
UNITED CAROLINA BANKClosed | WHITEVILLE | FDIC | $4.1B | Aug 1995 | Outstanding |
FIRST COMMERCIAL BANKClosed | ASHEVILLE | FDIC | $177M | Aug 1995 | Outstanding |
| CHARLOTTE | OCC | — | Jul 1995 | Outstanding |
| RALEIGH | OTS | $786M | Jun 1995 | Outstanding |
| CONCORD | FDIC | $1.2B | May 1995 | Outstanding |
| ASHEBORO | FDIC | $323M | Jan 1994 | Outstanding |
| CHARLOTTE | OCC | — | Sep 1993 | Outstanding |
| WINSTON-SALEM | OCC | — | Mar 1993 | Outstanding |
| WILMINGTON | OTS | — | Jan 1993 | Outstanding |
ENTERPRISE NATIONAL BANKClosed | WINSTON-SALEM | OCC | — | Sep 1992 | Outstanding |
| HIGH POINT | OTS | — | Sep 1992 | Outstanding |
| GREENSBORO | FDIC | $79M | Jun 1990 | Outstanding |