🏦Bank Scorer

FIRST FEDERAL BANK

DUNN, NC · Supervised by OTS

Est. 1958FDIC #31,077
Outstanding Same

Current rating · Exam: October 2009

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.19%

Institution Profile

FDIC BankFind

Address

200 E Divine St, DUNN, NC

County

Harnett County

Established

January 1, 1958

Total Assets

$272M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 26, 2009

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$272M

Total Deposits

$248M

Net Loans

$199M

Net Income

$129K

ROA

0.19%

ROE

2.85%

Risk-Based Capital

16.46%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$241M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/1fd5c915-a8d6-450e-9484-4f75f5da4236"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: