This institution is no longer active
Operations ceased on November 14, 2008. CRA examination history below reflects the period it was active.
MOORESVILLE, NC · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$158M
Total Deposits
$135M
Net Loans
$136M
Net Income
$257K
ROA
0.22%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.03%
Risk-Based Capital
15.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2004 | Outstanding | Small Bank |
| Dec 1999 | Satisfactory | Small Bank |
| Nov 1996 | Satisfactory | Small Bank |
1 previous rating locked — back to 1994
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Total Assets