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This institution is no longer active

Operations ceased on November 14, 2008. CRA examination history below reflects the period it was active.

MOORESVILLE SAVINGS BANK, SSB

MOORESVILLE, NC · Supervised by FDIC

Est. 1937FDIC #29,873RSSD: FDIC-29873
Part ofCODDLE CREEK FINANCIAL CORP→ View all charters
Outstanding Up

Current rating · Exam: November 2004

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.22%

Institution Profile

FDIC BankFind

Address

347 North Main Street, MOORESVILLE, NC

County

Iredell County

Established

April 19, 1937

Total Assets

$158M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$158M

Total Deposits

$135M

Net Loans

$136M

Net Income

$257K

ROA

0.22%

ROE

2.03%

Risk-Based Capital

15.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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