This institution is no longer active
Operations ceased on November 17, 2000. CRA examination history below reflects the period it was active.
SOUTHERN PINES, NC · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$309M
Total Deposits
$224M
Net Loans
$231M
Net Income
$2M
ROA
0.95%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.98%
Risk-Based Capital
34.18%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1999 | Outstanding | Small Bank |
| Jun 1996 | Outstanding | Small Bank |
| Apr 1994 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
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Established
Total Assets