Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$478M
Total Deposits
$384M
Net Loans
$346M
Net Income
$778K
ROA
0.65%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.83%
Risk-Based Capital
36.08%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 166 | 79.52% | 10.84% |
| 2023 | 192 | 85.42% | 8.85% |
| 2022 | 289 | 83.39% | 6.92% |
| 2019 | 126 | 73.81% | 19.05% |
| 2018 | 314 | 77.07% | 14.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2010 | Outstanding | Small Bank |
| Sep 2004 | Outstanding | Small Bank |
| Nov 1999 | Outstanding | Small Bank |
4 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$395M
1-Year Change
0
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