Banks & credit unions · Search Florida banks
168 rated banks · 107 credit unions
Florida has 168 banks with a current CRA rating and 107 active credit unions regulated by the NCUA. 19 earned Outstanding, 4 need to improve.
Outstanding
19
11.3%
Satisfactory
145
86.3%
Needs to Improve
4
2.4%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
FIRST FEDERAL BANK
LAKE CITY, FL · OCC · Jul 2023
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
JACKSONVILLE, FL · OCC · Jul 2023
WAUCHULA STATE BANK
WAUCHULA, FL · FDIC · Jul 2023
TERRABANK NATIONAL ASSOCIATION
CORAL GABLES, FL · OCC · Jun 2023
FIRST NATIONAL BANK OF PASCO
DADE CITY, FL · OCC · May 2023
SUNSTATE BANK
MIAMI, FL · FDIC · May 2023
ONE FLORIDA BANK
ORLANDO, FL · FDIC · Apr 2023
U. S. CENTURY BANK
DORAL, FL · FDIC · Apr 2023
FLAGSHIP BANK
CLEARWATER, FL · FDIC · Apr 2023
SUNRISE BK
ORLANDO, FL · FRB · Mar 2023
THE FIRST NATIONAL BANK OF MOUNT DORA
MOUNT DORA, FL · OCC · Nov 2022
INTERCREDIT BANK, NATIONAL ASSOCIATION
CORAL GABLES, FL · OCC · Sep 2022
BRADESCO BAC FLORIDA BANK
CORAL GABLES, FL · FDIC · Sep 2022
RBC BANK (GEORGIA), NATIONAL ASSOCIATION
ATLANTA, FL · OCC · Aug 2022
GULF ATLANTIC BANK
KEY WEST, FL · FDIC · Aug 2022
FIRST COLONY BANK OF FLORIDA
MAITLAND, FL · FDIC · Jul 2022
EDISON NATIONAL BANK
FORT MYERS, FL · OCC · Apr 2022
INTERNATIONAL FINANCE BANK
MIAMI, FL · FDIC · Apr 2022
LAFAYETTE STATE BANK
MAYO, FL · FDIC · Dec 2021
TIAA, FSB
JACKSONVILLE, FL · OCC · Nov 2021
DESJARDINS BANK, NATIONAL ASSOCIATION
HALLANDALE, FL · OCC · Sep 2021
NATBANK, NATIONAL ASSOCIATION
HOLLYWOOD, FL · OCC · Jul 2021 ⚠
THE WARRINGTON BANK
PENSACOLA, FL · FDIC · Jul 2021 ⚠
FIRST NATIONAL BANK OF WAUCHULA
WAUCHULA, FL · OCC · Jun 2021 ⚠
PROFESSIONAL BK
CORAL GABLES, FL · FRB · Jun 2021 ⚠
FIRST HOME BK
ST. PETERSBURG, FL · FRB · Apr 2021 ⚠
GULFSIDE BANK
SARASOTA, FL · FDIC · Jan 2021 ⚠
PNB COMMUNITY BANK
NICEVILLE, FL · FDIC · Dec 2020 ⚠
BANK OF BELLE GLADE
BELLE GLADE, FL · FDIC · Oct 2020 ⚠
COMMUNITY STATE BANK
STARKE, FL · FDIC · Sep 2020 ⚠
PLUS INTERNATIONAL BANK
MIAMI, FL · FDIC · Jun 2020 ⚠
BANK OF PENSACOLA
PENSACOLA, FL · FDIC · Jun 2020 ⚠
HOME FEDERAL BANK OF HOLLYWOOD
HALLANDALE BEACH, FL · OCC · Apr 2020 ⚠
RAYMOND JAMES BANK, NATIONAL ASSOCIATION
ST. PETERSBURG, FL · OCC · Apr 2020 ⚠
COMMERCE NATIONAL BANK AND TRUST
WINTER PARK, FL · OCC · Oct 2019 ⚠
FLAGLER BK
WEST PALM BEACH, FL · FRB · Apr 2019 ⚠
INTER-AMERICAN BANK, A FSB
MIAMI, FL · OCC · Feb 2019 ⚠
FIRST FL INTEGRITY BK
NAPLES, FL · FRB · Jun 2018 ⚠
PILOT BK
TAMPA, FL · FRB · May 2018 ⚠
FIDELITY BANK OF FLORIDA, NATIONAL ASSOCIATION
MERRITT ISLAND, FL · OCC · Apr 2017 ⚠
GIBRALTAR PRIVATE BANK & TRUST COMPANY
CORAL GABLES, FL · OCC · Jul 2016 ⚠
USAMERIBANK
CLEARWATER, FL · FRB · Nov 2015 ⚠
FIRST FL BK
DESTIN, FL · FRB · Aug 2015 ⚠
THE OCULINA BANK
FT. PIERCE, FL · OCC · Jul 2015 ⚠
CALUSA BK
PUNTA GORDA, FL · FRB · Mar 2015 ⚠
PEOPLES NATIONAL BANK
NICEVILLE, FL · OCC · Jan 2015 ⚠
SUNSHINE SAVINGS BANK
TALLAHASSEE, FL · OCC · Oct 2014 ⚠
FIRSTATLANTIC BANK
JACKSONVILLE, FL · OCC · Jun 2014 ⚠
URBAN TRUST BANK
LAKE MARY, FL · OCC · May 2014 ⚠
ENCORE BANK, NATIONAL ASSOCIATION
PORT CHARLOTTE, FL · OCC · May 2014 ⚠
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| LAKE CITY | OCC | — | Jul 2023 | Satisfactory | |
| JACKSONVILLE | OCC | $714M | Jul 2023 | Satisfactory | |
| WAUCHULA | FDIC | $2.4B | Jul 2023 | Satisfactory | |
Melbourne · State Credit Union
$9.3B
707,051 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
SUNCOAST LICU | Tampa | 1,389,633 | $20.5B | 9.99% | State Credit Union |
VYSTAR LICU | Jacksonville | 1,058,604 | $13.8B | 8.86% | State Credit Union |
SPACE COAST LICU | Melbourne | 707,051 | $9.3B | 11.01% | State Credit Union |
MIDFLORIDA LICU | Lakeland | 493,840 | $9.8B | 10.33% | State Credit Union |
GROW FINANCIAL LICU | Tampa | 297,778 | $3.9B | 10.88% | Federal Credit Union |
ADDITION FINANCIAL LICU | Lake Mary | 257,388 | $3.8B | 9.80% | State Credit Union |
FAIRWINDS LICU | Orlando | 252,617 | $5.3B | 11.14% | State Credit Union |
GTE LICU | Tampa | 233,973 | $3.1B | 11.25% | Federal Credit Union |
ACHIEVA CREDIT UNION LICU | Dunedin | 218,701 | $3.2B | 9.98% | State Credit Union |
| Jacksonville | 191,902 | $3.2B | 12.13% | State Credit Union | |
FLORIDA LICU | Gainesville | 180,764 | $2.7B | 12.67% | State Credit Union |
CAMPUS USA LICU | Gainesville | 162,812 | $4.0B | 12.15% | State Credit Union |
PENAIR LICU | Pensacola | 138,071 | $2.8B | 11.60% | State Credit Union |
PUBLIX EMPLOYEES LICU | Lakeland | 124,804 | $1.8B | 11.18% | Federal Credit Union |
EGLIN LICU | Fort Walton Bea | 121,775 | $3.1B | 12.76% | Federal Credit Union |
EDUCATIONAL LICU | Miami | 119,576 | $1.8B | 15.57% | Federal Credit Union |
ITHINK FINANCIAL LICU | Boca Raton | 118,280 | $2.4B | 10.82% | State Credit Union |
| Sweetwater | 110,379 | $1.5B | 12.82% | Federal Credit Union | |
TYNDALL LICU | Panama City | 103,332 | $1.9B | 13.20% | Federal Credit Union |
LAUNCH CREDIT UNION LICU | Merritt Island | 85,017 | $1.5B | 9.14% | State Credit Union |
MCCOY LICU | Orlando | 81,089 | $1.0B | 10.27% | Federal Credit Union |
| Tampa | 79,919 | $1.4B | 10.78% | Federal Credit Union | |
GULF WINDS LICU | Pensacola | 74,184 | $1.3B | 9.93% | State Credit Union |
FIRST COMMERCE LICU | Tallahassee | 73,982 | $1.2B | 10.06% | State Credit Union |
FIRST FLORIDA LICU | Jacksonville | 63,025 | $1.5B | 12.86% | State Credit Union |
TROPICAL FINANCIAL LICU | Miramar | 62,758 | $995.2M | 9.34% | State Credit Union |
RADIANT LICU | Gainesville | 61,527 | $1.1B | 9.59% | State Credit Union |
BRIGHTSTAR LICU | Fort Lauderdale | 59,360 | $1.0B | 9.06% | State Credit Union |
| Rockledge | 56,055 | $1.4B | 11.07% | State Credit Union | |
TRAX LICU | Tampa | 45,113 | $490.1M | 12.78% | Federal Credit Union |
FLORIDACENTRAL LICU | Tampa | 43,878 | $622.0M | 7.84% | State Credit Union |
INSIGHT LICU | Winter Springs | 42,981 | $659.8M | 9.88% | State Credit Union |
RADIFI LICU | Jacksonville | 42,074 | $706.5M | 9.52% | Federal Credit Union |
WE FLORIDA FINANCIAL LICU | Fort Lauderdale | 40,632 | $709.0M | 10.41% | State Credit Union |
TAMPA BAY LICU | Tampa | 37,133 | $493.0M | 10.49% | Federal Credit Union |
GUARDIANS LICU | West Palm Beach | 36,283 | $309.5M | 14.53% | State Credit Union |
POWER FINANCIAL LICU | Pembroke Pines | 34,736 | $1.0B | 14.66% | State Credit Union |
HARVESTERS LICU | Cantonment | 34,149 | $312.8M | 9.48% | Federal Credit Union |
CHAMPIONS FIRST LICU | Tallahassee | 32,930 | $535.8M | 10.52% | State Credit Union |
| Panama City | 27,575 | $674.0M | 9.59% | State Credit Union | |
ORLANDO LICU | Orlando | 27,433 | $364.2M | 9.22% | State Credit Union |
| Palm Beach Gard | 25,149 | $498.4M | 12.32% | Federal Credit Union | |
GOLD COAST LICU | Palm Springs | 19,617 | $267.8M | 11.83% | Federal Credit Union |
| Pensacola | 19,401 | $314.4M | 15.08% | State Credit Union | |
LOYALTY LICU | Pensacola | 19,143 | $302.9M | 11.25% | State Credit Union |
ALIVE LICU | Jacksonville | 18,605 | $294.2M | 11.43% | State Credit Union |
SAN ANTONIO CITIZENS LICU | San Antonio | 18,427 | $401.5M | 10.69% | Federal Credit Union |
| Key West | 18,108 | $257.9M | 10.89% | Federal Credit Union | |
PANHANDLE LICU | Panama City | 16,238 | $363.7M | 13.24% | State Credit Union |
UNIVERSITY LICU | Miami | 16,134 | $233.4M | 10.48% | State Credit Union |
| CORAL GABLES |
| OCC |
| $869M |
| Jun 2023 |
| Outstanding |
| DADE CITY | OCC | $286M | May 2023 | Outstanding |
| MIAMI | FDIC | $569M | May 2023 | Satisfactory |
| ORLANDO | FDIC | $2.1B | Apr 2023 | Satisfactory |
| DORAL | FDIC | $2.8B | Apr 2023 | Satisfactory |
| CLEARWATER | FDIC | $762M | Apr 2023 | Satisfactory |
| ORLANDO | FRB | — | Mar 2023 | Satisfactory |
| MOUNT DORA | OCC | $355M | Nov 2022 | Satisfactory |
| CORAL GABLES | OCC | — | Sep 2022 | Outstanding |
| CORAL GABLES | FDIC | $5.5B | Sep 2022 | Satisfactory |
| ATLANTA | OCC | — | Aug 2022 | Satisfactory |
| KEY WEST | FDIC | $245M | Aug 2022 | Satisfactory |
| MAITLAND | FDIC | $307M | Jul 2022 | Satisfactory |
| FORT MYERS | OCC | $477M | Apr 2022 | Satisfactory |
| MIAMI | FDIC | $1.6B | Apr 2022 | Satisfactory |
| MAYO | FDIC | $246M | Dec 2021 | Satisfactory |
| JACKSONVILLE | OCC | — | Nov 2021 | Satisfactory |
| HALLANDALE | OCC | $341M | Sep 2021 | Satisfactory |
| HOLLYWOOD | OCC | $292M | Jul 2021⚠ | Outstanding |
| PENSACOLA | FDIC | $172M | Jul 2021⚠ | Satisfactory |
| WAUCHULA | OCC | $88M | Jun 2021⚠ | Outstanding |
| CORAL GABLES | FRB | — | Jun 2021⚠ | Satisfactory |
| ST. PETERSBURG | FRB | — | Apr 2021⚠ | Satisfactory |
| SARASOTA | FDIC | $362M | Jan 2021⚠ | Satisfactory |
| NICEVILLE | FDIC | $155M | Dec 2020⚠ | Satisfactory |
| BELLE GLADE | FDIC | $156M | Oct 2020⚠ | Satisfactory |
| STARKE | FDIC | $305M | Sep 2020⚠ | Satisfactory |
| MIAMI | FDIC | $5.9B | Jun 2020⚠ | Satisfactory |
| PENSACOLA | FDIC | $143M | Jun 2020⚠ | Satisfactory |
| HALLANDALE BEACH | OCC | — | Apr 2020⚠ | Satisfactory |
| ST. PETERSBURG | OCC | — | Apr 2020⚠ | Satisfactory |
| WINTER PARK | OCC | — | Oct 2019⚠ | Satisfactory |
| WEST PALM BEACH | FRB | — | Apr 2019⚠ | Satisfactory |
| MIAMI | OCC | — | Feb 2019⚠ | Satisfactory |
| NAPLES | FRB | — | Jun 2018⚠ | Satisfactory |
| TAMPA | FRB | — | May 2018⚠ | Satisfactory |
| MERRITT ISLAND | OCC | — | Apr 2017⚠ | Satisfactory |
| CORAL GABLES | OCC | — | Jul 2016⚠ | Outstanding |
| CLEARWATER | FRB | — | Nov 2015⚠ | Satisfactory |
| DESTIN | FRB | — | Aug 2015⚠ | Satisfactory |
| FT. PIERCE | OCC | — | Jul 2015⚠ | Satisfactory |
| PUNTA GORDA | FRB | — | Mar 2015⚠ | Satisfactory |
| NICEVILLE | OCC | — | Jan 2015⚠ | Satisfactory |
| TALLAHASSEE | OCC | — | Oct 2014⚠ | Satisfactory |
| JACKSONVILLE | OCC | — | Jun 2014⚠ | Satisfactory |
| LAKE MARY | OCC | — | May 2014⚠ | Satisfactory |
| PORT CHARLOTTE | OCC | — | May 2014⚠ | Satisfactory |