🏦Bank Scorer

GULFSIDE BANK

SARASOTA, FL · Supervised by FDIC

Est. 2018FDIC #59,140RSSD: FDIC-59140
Satisfactory

Current rating · Exam: January 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

333 N Orange Ave, SARASOTA, FL

County

Sarasota County

Established

November 13, 2018

Total Assets

$362M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$362M

Total Deposits

$314M

Net Loans

$239M

Net Income

$1M

ROA

1.25%

ROE

12.97%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$284M

1-Year Change

+1

5-year net change: +1 branches

This is the only examination on record for this bank.

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