CORAL GABLES, FL · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$869M
Total Deposits
$763M
Net Loans
$564M
Net Income
$1M
ROA
0.67%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.61%
Risk-Based Capital
16.61%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 123 | 73.17% | 0.81% |
| 2023 | 190 | 73.68% | 5.79% |
| 2019 | 101 | 77.23% | 10.89% |
| 2018 | 84 | 72.62% | 10.71% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Outstanding | Small Bank |
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| Apr 2017 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$737M
1-Year Change
0
5-year net change: +1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/terrabank-national-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: