Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.5B
Total Deposits
$4.6B
Net Loans
$4.2B
Net Income
$16M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.82%
Risk-Based Capital
16.46%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 916 | 79.26% | 9.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Large Bank |
| Jan 2020 | Satisfactory | Large Bank |
| Oct 2016 | Satisfactory | Large Bank |
11 previous ratings locked — back to 1990
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Total Branches
1
Branch Deposits
$4.2B
1-Year Change
0
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