JACKSONVILLE, FL · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$714M
Total Deposits
$641M
Net Loans
$510M
Net Income
$2M
ROA
1.14%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.48%
Risk-Based Capital
16.40%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,276 | 77.27% | 7.21% |
| 2023 | 982 | 74.03% | 9.47% |
| 2022 | 2,084 | 71.79% | 10.65% |
| 2021 | 3,413 | 81.86% | 12.34% |
| 2020 | 5,736 | 78.5% | 17.31% |
| 2019 | 3,741 | 81.02% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$586M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/florida-capital-bank-national-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 15.42% |
| 2018 | 3,004 | 80.59% | 14.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red