Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.1B
Net Loans
$1.3B
Net Income
$10M
ROA
1.76%
Above avg for Community banks. Peer avg: 0.90%
ROE
17.03%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 143 | 72.73% | 16.08% |
| 2021 | 338 | 83.43% | 8.28% |
| 2020 | 177 | 71.75% | 12.99% |
| 2019 | 164 | 64.02% | 21.34% |
| 2018 | 206 | 65.53% | 18.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1994
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Total Branches
20
Branch Deposits
$2.0B
1-Year Change
0
5-year net change: +14 branches
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