Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$246M
Total Deposits
$223M
Net Loans
$158M
Net Income
$806K
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.52%
Risk-Based Capital
15.46%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 55 | 43.64% | 45.45% |
| 2023 | 82 | 48.78% | 30.49% |
| 2019 | 68 | 67.65% | 17.65% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2021 | Satisfactory | Small Bank |
| Mar 2016 | Satisfactory | Small Bank |
| Mar 2010 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$226M
1-Year Change
0
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