🏦Bank Scorer

NATBANK, NATIONAL ASSOCIATION

HOLLYWOOD, FL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1994FDIC #33,959
Outstanding Same

Current rating · Exam: July 2021

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

3

10.28 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 0.42%

Institution Profile

FDIC BankFind

Address

4031 Oakwood Blvd, HOLLYWOOD, FL

County

Broward County

Established

December 6, 1994

Total Assets

$292M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 26, 2021

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jul 2026(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$292M

Total Deposits

$203M

Net Loans

$215M

Net Income

$302K

ROA

0.42%

ROE

1.41%

Risk-Based Capital

64.71%

Regulatory minimum: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate14.29%Peer avg: 7.63%▼ Below avg
Complaints / $B10.28Peer avg: 411.37▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$186M

1-Year Change

0

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20248464.29%14.29%
20236762.69%13.43%
202214455.56%16.67%
202111159.46%14.41%
202013172.52%6.11%
201920174.13%4.48%
201813882.61%9.42%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Consumer Complaints

CFPB · through May 2026

Last 12 Months

3

All Time

24

Monetary Relief

0%

Untimely Response

0%

Most common complaint type: Mortgage· 10.28 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
June 202400
July 202400
August 202400
September 202400
October 202400
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202500
October 202510
November 202500
December 202500
January 202600
February 202600
March 202600
April 202610
May 202610

Data through May 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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