Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$292M
Total Deposits
$203M
Net Loans
$215M
Net Income
$302K
ROA
0.42%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.41%
Risk-Based Capital
64.71%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 84 | 64.29% | 14.29% |
| 2023 | 67 | 62.69% | 13.43% |
| 2022 | 144 | 55.56% | 16.67% |
| 2021 | 111 | 59.46% | 14.41% |
| 2020 | 131 | 72.52% | 6.11% |
| 2019 | 201 | 74.13% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2021 | Outstanding | Small Bank |
| Feb 2016 | Outstanding | Small Bank |
| Sep 2010 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2000
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Total Branches
4
Branch Deposits
$186M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 138 | 82.61% | 9.42% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red