Mississippi
Community Reinvestment Act ratings · Search Mississippi banks
185 banks tracked
Current Rating Distribution
Outstanding
23
12.4%
Satisfactory
157
84.9%
Needs to Improve
2
1.1%
Substantial Noncompliance
3
1.6%
HOLMES COUNTY BANK
LEXINGTON · FDIC · May 2024
SatisfactoryCITIZENS BANK
COLUMBIA · FDIC · Dec 2025
SatisfactoryTHE BANK OF EDWARDS
EDWARDS · FDIC · Jan 1993
SatisfactoryMERCHANTS AND PLANTERS BANK
RAYMOND · FDIC · Dec 2023
SatisfactoryDELTA SOUTHERN BANK
RULEVILLE · FDIC · Jul 2004
OutstandingTHE BANK OF FALKNER
FALKNER · FDIC · Apr 1997
SatisfactoryTHE PEOPLES BANK, BILOXI, MISSISSIPPI
BILOXI · FDIC · May 2024
SatisfactoryCLEVELAND COMMUNITY BANK
CLEVELAND · OTS · Sep 1992
SatisfactoryTHE BANK OF FOREST
FOREST · FDIC · May 2024
SatisfactoryNATCHEZ FIRST FEDERAL SAVINGS BANK
NATCHEZ · OTS · Jan 1992
SatisfactoryCOMMUNITY BANK
INDIANOLA · FDIC · Sep 2001
SatisfactoryCOMMUNITY FEDERAL BANK
TUPELO · OTS · Aug 1998
SatisfactoryINTER-CITY FEDERAL SAVINGS BANK
LOUISVILLE · OTS · Jan 1997
SatisfactoryFIRST FEDERAL BANK FOR SAVINGS
STARKVILLE · OTS · May 1994
SatisfactoryAMORY FS & LA
AMORY · OTS · Jul 2009
OutstandingFIRST FEDERAL BANK FOR SAVINGS
COLUMBUS · OTS · Apr 1998
SatisfactoryMAGNOLIA FEDERAL BANK FOR SAVINGS
HATTIESBURG · OTS · Jun 1995
OutstandingFIRST NATIONAL BANK OF WEST POINT
WEST POINT · OCC · May 1994
SatisfactoryFIRST NATIONAL BANK OF VICKSBURG
VICKSBURG · OCC · Nov 1993
Needs to ImproveNEW SOUTH BANK, SSB
BATESVILLE · OTS · Jul 1991
SatisfactoryMERCHANTS BANK, N.A.
VICKSBURG · OCC · Oct 1993
SatisfactoryCADENCE BANK, NATIONAL ASSOCIATION
ATLANTA · OCC · Jul 2019
SatisfactoryFIRST FS & LA
ABERDEEN · OTS · Aug 2008
SatisfactoryLAUREL FS & LA
LAUREL · OTS · Sep 1996
SatisfactoryBANK OF OKOLONA
OKOLONA · FDIC · Apr 2019
SatisfactoryBANKPLUS
BELZONI · FDIC · Sep 2025
SatisfactoryFIRST BANK
MCCOMB · FDIC · Dec 2023
SatisfactoryHOME SAVINGS BANK, SSB
MERIDIAN · OTS · Nov 1992
SatisfactoryFIRST FS & LA
PASCAGOULA · OTS · Nov 2010
SatisfactoryFIRST FEDERAL BANK FOR SAVINGS
COLUMBIA · OTS · Feb 2002
SatisfactoryTHE CITIZENS NATIONAL BANK OF MERIDIAN
MERIDIAN · OCC · Mar 2024
OutstandingGRAND BANK FOR SAVINGS, FSB
HATTIESBURG · OTS · Jun 2006
SatisfactoryCENTRAL BANK FOR SAVINGS
WINONA · OTS · Jun 2003
SatisfactoryEASTOVER BANK FOR SAVINGS
JACKSON · OTS · Nov 1990
SatisfactoryMERCANTILE SAVINGS BANK
SOUTHAVEN · OTS · Oct 1990
Substantial NoncomplianceWILKINSON COUNTY SAVINGS BANK
WOODVILLE · OTS · Nov 1998
SatisfactoryUNION PLANTERS BANK OF NORTHWEST MISSISSIPPI
CLARKSDALE · FDIC · Mar 1997
OutstandingBANK OF HOLLY SPRINGS
HOLLY SPRINGS · FDIC · Feb 2026
SatisfactoryRIVERHILLS BANK
VICKSBURG · FDIC · Jan 2026
SatisfactoryPLANTERS BANK & TRUST COMPANY
INDIANOLA · FDIC · Nov 2025
SatisfactorySOUTHEAST MISSISSIPPI BANK
QUITMAN · FDIC · Feb 1993
SatisfactoryBANK OF ANGUILLA
ANGUILLA · FDIC · Jul 2024
SatisfactoryBANK OF WIGGINS
WIGGINS · FDIC · Dec 2024
OutstandingMISSISSIPPI SOUTHERN BANK
PORT GIBSON · FDIC · Aug 2002
SatisfactoryTHE COMMERCIAL BANK
WOODVILLE · FDIC · Aug 2002
SatisfactoryBANK OF MORTON
MORTON · FDIC · Jul 2021
SatisfactoryPLANTERS BANK
TUNICA · FDIC · Jul 1997
SatisfactoryBANK OF WALNUT GROVE
WALNUT GROVE · FDIC · Sep 2012
SatisfactoryFIRST COMMERCE SAVINGS BANK, FSB
JACKSON · OTS · Oct 1992
SatisfactoryBANKFIRST FINANCIAL SERVICES
MACON · FDIC · Jul 2010
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| HOLMES COUNTY BANK | LEXINGTON | FDIC | May 2024 | Satisfactory |
| CITIZENS BANK | COLUMBIA | FDIC | Dec 2025 | Satisfactory |
| THE BANK OF EDWARDS | EDWARDS | FDIC | Jan 1993 | Satisfactory |
| MERCHANTS AND PLANTERS BANK | RAYMOND | FDIC | Dec 2023 | Satisfactory |
| DELTA SOUTHERN BANK | RULEVILLE | FDIC | Jul 2004 | Outstanding |
| THE BANK OF FALKNER | FALKNER | FDIC | Apr 1997 | Satisfactory |
| THE PEOPLES BANK, BILOXI, MISSISSIPPI | BILOXI | FDIC | May 2024 | Satisfactory |
| CLEVELAND COMMUNITY BANK | CLEVELAND | OTS | Sep 1992 | Satisfactory |
| THE BANK OF FOREST | FOREST | FDIC | May 2024 | Satisfactory |
| NATCHEZ FIRST FEDERAL SAVINGS BANK | NATCHEZ | OTS | Jan 1992 | Satisfactory |
| COMMUNITY BANK | INDIANOLA | FDIC | Sep 2001 | Satisfactory |
| COMMUNITY FEDERAL BANK | TUPELO | OTS | Aug 1998 | Satisfactory |
| INTER-CITY FEDERAL SAVINGS BANK | LOUISVILLE | OTS | Jan 1997 | Satisfactory |
| FIRST FEDERAL BANK FOR SAVINGS | STARKVILLE | OTS | May 1994 | Satisfactory |
| AMORY FS & LA | AMORY | OTS | Jul 2009 | Outstanding |
| FIRST FEDERAL BANK FOR SAVINGS | COLUMBUS | OTS | Apr 1998 | Satisfactory |
| MAGNOLIA FEDERAL BANK FOR SAVINGS | HATTIESBURG | OTS | Jun 1995 | Outstanding |
| FIRST NATIONAL BANK OF WEST POINT | WEST POINT | OCC | May 1994 | Satisfactory |
| FIRST NATIONAL BANK OF VICKSBURG | VICKSBURG | OCC | Nov 1993 | Needs to Improve |
| NEW SOUTH BANK, SSB | BATESVILLE | OTS | Jul 1991 | Satisfactory |
| MERCHANTS BANK, N.A. | VICKSBURG | OCC | Oct 1993 | Satisfactory |
| CADENCE BANK, NATIONAL ASSOCIATION | ATLANTA | OCC | Jul 2019 | Satisfactory |
| FIRST FS & LA | ABERDEEN | OTS | Aug 2008 | Satisfactory |
| LAUREL FS & LA | LAUREL | OTS | Sep 1996 | Satisfactory |
| BANK OF OKOLONA | OKOLONA | FDIC | Apr 2019 | Satisfactory |
| BANKPLUS | BELZONI | FDIC | Sep 2025 | Satisfactory |
| FIRST BANK | MCCOMB | FDIC | Dec 2023 | Satisfactory |
| HOME SAVINGS BANK, SSB | MERIDIAN | OTS | Nov 1992 | Satisfactory |
| FIRST FS & LA | PASCAGOULA | OTS | Nov 2010 | Satisfactory |
| FIRST FEDERAL BANK FOR SAVINGS | COLUMBIA | OTS | Feb 2002 | Satisfactory |
| THE CITIZENS NATIONAL BANK OF MERIDIAN | MERIDIAN | OCC | Mar 2024 | Outstanding |
| GRAND BANK FOR SAVINGS, FSB | HATTIESBURG | OTS | Jun 2006 | Satisfactory |
| CENTRAL BANK FOR SAVINGS | WINONA | OTS | Jun 2003 | Satisfactory |
| EASTOVER BANK FOR SAVINGS | JACKSON | OTS | Nov 1990 | Satisfactory |
| MERCANTILE SAVINGS BANK | SOUTHAVEN | OTS | Oct 1990 | Substantial Noncompliance |
| WILKINSON COUNTY SAVINGS BANK | WOODVILLE | OTS | Nov 1998 | Satisfactory |
| UNION PLANTERS BANK OF NORTHWEST MISSISSIPPI | CLARKSDALE | FDIC | Mar 1997 | Outstanding |
| BANK OF HOLLY SPRINGS | HOLLY SPRINGS | FDIC | Feb 2026 | Satisfactory |
| RIVERHILLS BANK | VICKSBURG | FDIC | Jan 2026 | Satisfactory |
| PLANTERS BANK & TRUST COMPANY | INDIANOLA | FDIC | Nov 2025 | Satisfactory |
| SOUTHEAST MISSISSIPPI BANK | QUITMAN | FDIC | Feb 1993 | Satisfactory |
| BANK OF ANGUILLA | ANGUILLA | FDIC | Jul 2024 | Satisfactory |
| BANK OF WIGGINS | WIGGINS | FDIC | Dec 2024 | Outstanding |
| MISSISSIPPI SOUTHERN BANK | PORT GIBSON | FDIC | Aug 2002 | Satisfactory |
| THE COMMERCIAL BANK | WOODVILLE | FDIC | Aug 2002 | Satisfactory |
| BANK OF MORTON | MORTON | FDIC | Jul 2021 | Satisfactory |
| PLANTERS BANK | TUNICA | FDIC | Jul 1997 | Satisfactory |
| BANK OF WALNUT GROVE | WALNUT GROVE | FDIC | Sep 2012 | Satisfactory |
| FIRST COMMERCE SAVINGS BANK, FSB | JACKSON | OTS | Oct 1992 | Satisfactory |
| BANKFIRST FINANCIAL SERVICES | MACON | FDIC | Jul 2010 | Satisfactory |