Gulfport, MS · Federal Credit Union · Chartered in MS
Who can join
Employer / occupational group
Members
12,102
Net Worth Ratio
17.50%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$126.3M
Total Shares
$102.2M
Total Loans
$81.1M
Net Income
$157K
Net Worth Ratio
17.50%
≥7% = Well Capitalized
Members
12,102
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.60%
$484K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 164 | 59 | 83 | 36.0% | 50.6% |
| 2022 | 143 | 62 | 62 | 43.4% | 43.4% |
| 2021 | 119 | 52 | 45 | 43.7% | 37.8% |
No CFPB complaint data available for this credit union.
Main Office
12364 Highway 49, Gulfport, MS, 39503
Monday - Thursday 9:00 am CST - 5:00 pm CST Friday Lobby 9:00 am CST - 5:30 pm CST Friday Drive Thru 8:00 am CST - 5:30 pm CST
Bay St Louis Branch
295 Highway 90 Ste 27, Bay St Louis, MS, 39520-3600
Monday - Thursday 9:00 am CST - 5:00 pm CST Friday 9:00 am CST - 5:30 pm CST
Downtown Office
2120 25th Ave, Gulfport, MS, 39501-4518
Monday - Thursday 9:00 am CST - 5:00 pm CST Friday 9:00 am CST - 5:30 pm CST
D'Iberville Branch
11522 Cinema Drive, DIberville, MS, 39540
9:00 a.m. - 5:00 p.m. CST Monday - Thursday9:00 a.m. - 5:30 p.m. CST Friday
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<a href="https://bankscorer.com/credit-union/gulf-coast-community" target="_blank" rel="noopener">View GULF COAST COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 79.4%· healthy range 60–80%