Vicksburg, MS · Federal Credit Union · Chartered in MS
Who can join
Multiple / other
Members
42,421
Net Worth Ratio
13.76%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$517.3M
Total Shares
$451.4M
Total Loans
$285.4M
Net Worth Ratio
13.76%
≥7% = Well Capitalized
Members
42,421
Delinquency Rate (60d+)
0.44%
$1.2M
Loan-to-share ratio: 63.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 201 | 82 | 63 | 40.8% | 31.3% |
| 2022 | 181 | 86 | 43 | 47.5% | 23.8% |
| 2021 | 152 | 111 | 15 | 73.0% | 9.9% |
No CFPB complaint data available for this credit union.
Mutual Credit Union
1604 Cherry St, Vicksburg, MS, 39180
8:30-5 M-T/8:30-5:30 F
Grenada
960 J K Avent Drive, Grenada, MS, 38901
MTF 8:30-4:00
Clay Street
4210 Clay St, Vicksburg, MS, 39183-3438
8:30-5 M-T/ 8:30-5:30 F
South Frontage Road Branch
2086 S Frontage Rd, Vicksburg, MS, 39180
8:30-5:00M-T/8:30-5:30F
Raymond
503 E Main St, Raymond, MS, 39154-9700
8:30-5M-F/8:30-5:30F
Yazoo City Branch
1505 Grand Ave, Yazoo City, MS, 39194-2431
8:30-5 M-T/8:30-5:30F
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<a href="https://bankscorer.com/credit-union/mutual" target="_blank" rel="noopener">View MUTUAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Columbus
108 Alabama St, Columbus, MS, 39702-5221
8:30-5M-T/8:30-5:30F
Jackson Avenue
1101 Jackson Avenue, Oxford, MS, 38655
MTTRF 8:30-5:00/W 9-5
Ridgeland
325 Commerce Center Drive, Ridgeland, MS, 39157
M-T 8:30-4:30/F 8:30-5:00
Clinton
500 Clinton Center Drive, Clinton, MS, 39056
M-F 8-4
1 more location not shown.