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CENTURYFIRST

Hattiesburg, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #24668Est. 1956RSSD: 586698

Members

16,149

Net Worth Ratio

16.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$141.7M

Peer Group 5

Members

16,149

as of latest quarter

Net Worth Ratio

16.41%

Well Capitalized

Institution Profile

NCUA

Address

3318 Hardy St, Hattiesburg, MS 39401-6962

Chartered

1956

Branch Locations

8 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$141.7M

Total Shares

$120.0M

Total Loans

$110.1M

Net Worth Ratio

16.41%

≥7% = Well Capitalized

Members

16,149

Delinquency Rate (60d+)

0.86%

$945K

Loan-to-share ratio: 91.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

3318 HARDY ST, HATTIESBURG, MS, 39401-6962

8:30 THRU 4:30 MONDAY THRU THURSDAY 8:30 THRU 5:30 FRIDAY9:00 THRU 1:00 SATURDAYDrive In 8:00 thru 4:30 Wednesday & ThursdayDrive In 7:45 thru 5:30 Friday

MainATMDrive-thru

Laurel Branch

3217 Audubon Dr, Laurel, MS, 39440-1422

Mon. - Fri. 9am - 4:30pm Closed 1:00pm - 2:00pm

Downtown Branch

400 Forrest St, Hattiesburg, MS, 39401-3455

Monday-Friday 9:00 A.M. - 4:30 P.M. (Closed when th eForrest County School District Office is closed)

Petal Branch

202 W Central Ave, Petal, MS, 39465-2016

8:30 A.M. - 4:30 P.M. Monday-Thursday8:30 A.M. - 5:30 P.M. Friday

ATMDrive-thru

Clinton Office

1001 Highway 80 E, Clinton, MS, 39056-5337

Monday - Thursday 9:00 A.M. - 4:30 P. M.Friday 9:00 A.M. - 5:00 P. M.

ATMDrive-thru

Administrative Building

3310 Hardy St, Hattiesburg, MS, 39401-6962

8:30 - 4:30 Monday - Friday

Senatobia Office

319 E Main St, Senatobia, MS, 38668-2215

M, T, Th 8:30 - 4:30 Wed. closed Friday 8:30 - 5:30

ATMDrive-thru

Southaven Office

3870 Goodman Rd E, Southaven, MS, 38672-6443

M, T Th 8:30 - 4:30 Wed 8:30 - 3:00 Friday 8:30 - 5:30

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.