Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.6B
Net Loans
$1.3B
Net Income
$7M
ROA
1.46%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.28%
Risk-Based Capital
14.47%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 525 | 70.48% | 11.05% |
| 2023 | 474 | 69.83% | 12.03% |
| 2022 | 503 | 68.99% | 11.33% |
| 2021 | 648 | 79.17% | 4.01% |
| 2020 | 966 | 82.51% | 4.97% |
| 2019 | 540 | 73.15% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Outstanding | Large Bank |
| Feb 2021 | Satisfactory | Large Bank |
| Mar 2018 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
27
Branch Deposits
$1.5B
1-Year Change
0
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Preview:
| 2018 | 423 | 70.69% | 11.82% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red